Nota a margine, sarebbe fantastico se i giornalisti potessero evitare di passare dal reddito lordo al reddito disponibile quando calcolano il loro rapporto xD
Hai (in CHF/mese):
- 10,3k di proventi lordi di cui:
- 7,1 mila di reddito disponibile
- 3,2k di spese obbligatorie (tasse, contributi sociali, premi dell’assicurazione sanitaria).
Sul reddito disponibile, 1,5mila franchi al mese vanno ad edilizia abitativa ed energia [wtf?! This low?!] e potresti risparmiare circa 1,7k CHF al mese [17% of the gross income].
Si noti che coloro che non hanno potuto risparmiare sono in gran parte pensionati poiché utilizzano la loro ricchezza per spendere.
Come qualcuno che vive nella città di ZH: WTF per il prezzo di queste case?! Wheee, posso averne uno?!
Ciò dimostra che abbiamo bisogno di statistiche basate sulla composizione e sull’ubicazione delle famiglie (città vs periferia vs campagna).
Altrimenti è sempre la stessa barzelletta: quando Bill Gates entra in un bar, il cliente medio è milionario.
TIL: Average household gross income is ~10 300 CHF/month. But 60% earn less.
byu/neo2551 inSwitzerland
di neo2551
16 commenti
not everyone lives in zürich city obviously…
Maybe the financial journalist was sick today, and the novice student wrote the article
>and could save around […] [17% of the gross income].
Bwahahaha
Know educated people it healthy industrries who have no other responsibilities than themselves (no kids or other person depending on them) and they sure cannot save 17% of their **gross** income, far from it.
> TIL: Average household gross income is ~10 300 CHF/month. But 60% earn less.
Yeah, that’s why you look at income distribution, e.g. in deciles. Average is meaningless, median is a bit better but still meh, but deciles are are pretty useful.
Link to the actual source for the article: https://www.bfs.admin.ch/bfs/fr/home/actualites/communiques-presse.assetdetail.36192816.html
kind of a malpractice to not link to it from the article ….
A couple earning 7100 CHF Net is very realistic if both work IMO.
Classic redditor moment: finding out that not everybody lives a bug life in Zöri where housing and taxes are outrageous. But hey, you will get bicycle highway for 350m, smile and be happy. 🙂
>Otherwise, it is always the same joke: when Bill Gates goes into a bar, the average customer is a millionaire.
That’s where the median comes in handily: it shifts just by a half person 😉
ITT: OP learns how average works
Well if you earn your money in Zurich, pay tax in Zug and live in Jura this could work.
Average is not median. Better use median for proper averaging.
> It shows that we need statistics based household composition and location (city vs suburb vs rural).
You seem to be confused, the link you posted is a brief news article, not a detailed statistical analysis.
This is what you’re looking for: https://www.bfs.admin.ch/bfs/fr/home/statistiques/situation-economique-sociale-population/revenus-consommation-et-fortune/budget-des-menages.html
>As someone living in ZH city: WTF for the price of these home?! Wheee can I get one?!
There you go: [https://www.homegate.ch/louer/appartement/lieu-ste-croix/liste-annonces](https://www.homegate.ch/louer/appartement/lieu-ste-croix/liste-annonces)
I find these stats always hard to understand. 10300chf gross. Does this mean average household make 12 x 10300 =123’600 chf gross per year?
It is already a solid number imo.
You can find lots of stats from the federation.
This is the yearly household budget survey, which uses the average, not the median, and was released today: https://www.bfs.admin.ch/bfs/en.gnpdetail.2025-0457.html – the associated table for example shows you how much money the mean household spent on what.
There’s other stats that do what you want: https://www.bfs.admin.ch/bfs/en/home/statistics/economic-social-situation-population/income-consumption-wealth/household-budget.html
In previous years, disposable income was also calculated by size of hte household, e.g. https://www.bfs.admin.ch/bfs/en/home/statistics/economic-social-situation-population/income-consumption-wealth/household-budget.assetdetail.32526539.html – I’d imagine that gets updated eery now and then. On that graph, you can see for example distribution of disposable income by quintiles.
You can also find overview tables by spatial subdivision, either by larger region, canton, or language group.
As for rent: As most rents are linked to the overall interest environment, landlords cannot raise them easily for existing renters. That means that in the current environment where interest went down significantly in the last decade, having been in the same apartment results in comparably very low rent: https://www.bfs.admin.ch/bfs/en/home/statistics/construction-housing/dwellings/rented-dwellings.html
For example, the average newly rented 3 room apartment costs something like 1’800, while it’s more like 1’200 if you’ve been in there for 21+ years.
Unfortunately, the law allows for rent increases of about 10% between renters, or more if the overall rent in similar buildings in the neighbourhood went up.
I saw a couple of years ago the average rent for a 3 rooms apartment in Geneva was around 1400.- and the reason is there are a lot of old people who rent the same apartment since the 70s and pay next to nothing.