Ciao a tutti! Non sono sicuro che ci siano problemi se supero il limite di chilometri annuali (che ho inserito al momento della firma del contratto) entro 7 mesi per un contratto di 1 anno con la compagnia assicurativa. In modo più elaborato ho raggiunto il limite annuale di 6000 km, ma ho percorso quasi 5500 km nei primi 7 mesi. Devo fare qualcosa per questo? È un grosso problema se non glielo fai sapere?
Vi auguro in anticipo un Natale molto allegro e un meraviglioso anno nuovo 🥳
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di Raahim_Amin
5 commenti
>Do I need to do something for this? Is this a big issue if do not let them know about this?
It will be if you have an accident. Get into contact with the insurance and have the number adjusted.
Well then you push that pencil button and change it?
You have a contract with the insurance that says they insure your car under the condition that you drive less than 6000km per year. If you drive more, you’re in breach of that contract.Â
If it’s only 10-15% they might just ask you to pay the difference in case they find out. If it’s much more, they may refuse to pay completely. Or you have to pay a fine (much more than the contract for more km).
You should tell them. If they find out (for example because you had an accident) you will have to pay the additional km and they will most likely penalize you. Probably around a years worth of premiums as contract penalty with those km.
If you tell them you just have to pay the additional km.
I think I can change the value online and adjust the contract, but I am not sure if that wil affect the current year or only the new one.
So if your insurance has an online portal, you mighr be able to just change it in a form and get am updated or new contract.