Spesso qui arriva questa domanda: dovrei affittare o dovrei comprare. Questa è una rappresentazione visiva della scelta per posizione. Il blu dà un vantaggio finanziario all’acquisto, il rosso all’affitto. Questo dopo il 2028/abolizione dell’ipoimposta sui debiti.
https://www.letemps.ch/immobilier/en-graphiques-faut-il-acheter-ou-louer-comment-l-abolition-de-la-valeur-locative-renforce-l-attrait-de-la-propriete https://www.letemps.ch/immobilier/en-graphiques-faut-il-acheter-ou-louer-comment-l-abolition-de-la-valeur-locative-renforce-l-attrait-de-la-propriete
https://i.redd.it/z4b6hw4hmmhg1.jpeg
di peters-mith
3 commenti
The map looks more blueish than I expected. I guess the new tax rules will fair ownership ? 🤞
no one ever decided to buy or not to buy a house because of the valeur locative
I think it’s more a question of principle – would it give you more of a feeling of stability to buy?
The thing is – if you currently have an apartment you’ve been renting for a few years, you probably have comparatively “cheap” rent as it will be below the market rate. If you have to leave that apartment for whatever reason (relocation to another place, need more space, apartment block gets renovated and they kick everyone out), you will suddenly have to pay current market rates for a different apartment, which could have increased significantly in the meantime. Rents are probably not going to be getting any cheaper, as owners will generally charge as much as they legally can.
We bought a modest house a couple of years ago, as we were at the point where we were wondering if we’d be able to afford rent in 20-30 years’ time, especially after retirement. You also read stories of whole apartment blocks being renovated and all the (elderly) residents suddenly having to find a new home, it even happened on the road we used to live on, three huge apartment blocks and all the tenants were kicked out.
So I think it depends at the end of the day on whether buying would give you a feeling of security, or whether you prefer the flexibility of renting.