Recentemente abbiamo pubblicato un articolo su un caso svizzero in cui un uomo di 80 anni e sua moglie hanno perso quasi 400’000 franchi a causa di una truffa sull’eredità.

    Era stato contattato da qualcuno che si spacciava per un avvocato francese, sostenendo che una donna benestante voleva lasciargli una grossa eredità. I documenti e la comunicazione apparvero convincenti e col tempo gli fu chiesto di effettuare ripetuti pagamenti per parcelle e pratiche burocratiche. L’eredità promessa non è mai arrivata.

    Quando cominciò ad insospettirsi, la maggior parte dei suoi risparmi erano spariti.

    Oggi la coppia vive con la rendita AVS di 3651 franchi al mese e al netto dell’affitto restano circa 2000 franchi. Hanno venduto i loro beni, hanno abbandonato i loro hobby e si stanno trasferendo in un appartamento più piccolo.

    Ha presentato domanda per prestazioni complementari, ma le autorità hanno respinto la richiesta. Il motivo: il suo comportamento è stato considerato «gravemente negligente», il che significa che secondo la legge attuale non ha diritto ad alcun ulteriore sostegno.

    Negli ultimi anni in Svizzera i casi di frode informatica come questo sono aumentati notevolmente e molti casi non vengono denunciati.

    Cosa ne pensi?

    Le persone che si trovano in tali situazioni dovrebbero ricevere maggiore sostegno o l’attuale approccio giuridico è giustificato?

    https://www.beobachter.ch/gesellschaft/wir-werden-ohne-mitgefuhl-brutal-in-die-altersarmut-verdammt-920033

    di beobachtermagazin

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    18 commenti

    1. ShelterQueen325 on

      Any clues as to this man’s name? I’ve got some magic beans that’ll help him recoup his losses.

    2. Book_Dragon_24 on

      How do you pay 400‘000 in fees without being suspicious?

    3. oberwolfach on

      This sounds like it was basically the Nigerian prince scam. Yes, there are sympathetic aspects to the case, but “grossly negligent” is a pretty accurate description of sending vast amounts of money to a stranger promising an inheritance (when has that actually ever paid off?). If you choose to light your own money on fire, certainly it is not reasonable to expect to be supported by public money afterwards.

    4. I mean… gg to the scammer I guess, hard to find a “pigeon” like that

    5. swagpresident1337 on

      How can you be this concious still to make these payments, but bot suspect any fraud.
      Crazy

    6. Fadjaros on

      If you fall for these type of scams, it is indeed gross negligence.

      But I blame more the authorities for not being able to track and retrieve transfers made, when you have bank accounts.

    7. wombelero on

      unfortunately I realized due to personal experience with my older relatives, how easy older folks can be fooled. Reasons might be, mental facilities are slower, less red flags / critical thinking possibilities.

      Most have big hearts, like to help, and respect “authority”. This combination opens the wallet quite quickly. In above case it seems to be good old greed, what I have is not enough it must be more.

      Not sure how we as society can help in these cases. Banks could be suspicious when bigger amount of money flows away especially to foreign accounts? But who would be contacted? If they raise their warnings to this couple they can insist on the transfers. SO unless there are children around that could be alerted, these things are hard to restrict.

      Apparently they can still afford shelter and food, and must restrict their hobbies? seems okay so far? Plenty of much younger people have less.

    8. Batmanbacon on

      13th AHV was a great wealth redistribution from the wealthy elderly to the Nigerian princes

    9. Internal_Leke on

      At this point, the only solution is to prevent people who are suspected of losing their ability to make proper decisions from managing their own money, and give them an allowance (and forbid anyone from getting their 2nd pillar out).

      We get warned about these from the government, from the police, from the documentaries, from the newspapers, there’s not much more that can be done in that regard.

      It’s not up to the community to finance scammers by reimbursing people who lose their money to them.

    10. OverdosedSauerkraut on

      The problem with providing more support is that it rewards negligence to spread their losses to the community. I would rather introduce mental fitness or AML filters for old people if they are rapidly withdrawing their pension assets.

    11. toe_licker1000 on

      Its very hard to have a clear reply for this

      On one hand, i feel for the old people falling for this

      On the other hand, these actions are fueled by greed; and If the situation would have really been believable, at least ask a lawyer or your banker (which you have when it comes to such amounts)

      Is also not very believable that the bank never asked them what they‘re doing – i have a similar case from a friend of mines mother, they started blocking the money when she sent out 40k (in total, not by single payments) and asking whats going on.

      I am not a fan of victim blaming, but where does accountability end and victim blaming start?

      A dude that drives against a tree while drunk will not get pity from me – and if you are able to transfer money digitally, you are also able to google hoe trustworthy such stuff is

      In the end, after writing this outc I dont feel pity for them tbh.

    12. Classic_Court1003 on

      “On January 5th, Kurt Nüssli receives an email, supposedly from a French lawyer. The lawyer writes that one of his clients wishes to bequeath her fortune to Nüssli. This “Madame” is reportedly fed up with corruption in France and is looking for trustworthy individuals in neighbouring countries. She allegedly noticed Nüssli because of his honorary doctorate and admires his social commitment; the inheritance is intended as recognition of his work.”

      A guy whose only qualities were that he is Swiss and and he has a doctor title. But that’s not the point. The point is that he believed in that. A lack of modesty combined with greed.

    13. Suspicious_Place1270 on

      Anyone with a micron of a brain would have stopped at maybe 5k CHF.

      I would not have even paid 100 and would have demanded a personal visit with documents sent to MY lawyer.

      This man needs medical treatment for dementia, nobody in their right mind is that senile.

    14. It is a loaded question.

      Nobody can remain unmoved by the story and we all feel the injustice and somehow can have empathy for the couple. 

      That being said, what kind of precedence are we setting? We will support you financially if you got scammed.

      That being said, the supplementary benefits are devised to help people in need, the reason why they got into this situation should not influence it too much.

      I feel sorry for these people.

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