Uno su otto acquirenti di case usa donazioni o eredità per salire sul gradino più alto della scala immobiliare, secondo la ricerca
https://www.irishtimes.com/business/2024/09/24/one-in-eight-home-buyers-using-gifts-or-inheritances-to-get-on-property-ladder-research-shows/
di norodaisy
7 commenti
Very low indeed. You’d think nobody was buying without help from “bank of mom and dad” if you believed this sub (and many journalists writing about it).
This is the Banking and Payments federation PR piece trying to push down the idea that the market is propped up by undeclared gifts and their members are lending prudently, not lending 4x salary to people with only 6 months savings history and a lump of cash from Mammy and Daddy.
Thought it would be much higher, nearly everyone I know has got help in some form from parents / inheritance.
“Home buyers” is a very general category.
If we were instead to look at first-time buyers who have purchased their house in the last three years, say, I would imagine the proportion that relied on a gift or inheritance would be far higher.
Gotta extract that wealth some how.
If only 1 in 8 are using gifts / inheritance, then maybe the cost of living and the ability to save isn’t as bad as reddit says.
Or are these mainly institutional buyers?
Why is “The property ladder” such an important thing to get on? Is it just because there’s so much value in owning a home?