Le nuove regole consentiranno a tutte le cooperative di credito di presentare offerte di mutui

sorry to be flipent , why the fuck wasnt already the case ,

Finally! Credit unions are member-owned and non-profit, essentially offering co-op banks with local knowledge.

While the largest banks like AIB/BOI caused the Financial Crisis, it was often the smallest credit unions who faced much of the increased restrictions implemented since, despite being much less at fault than the larger, for-profit banks.

All we need now is a german-style state bank, and we will have a much better banking sector with true competition between larger for-profit banks, smaller non-profit credit unions, and a larger non-profit state bank. That lowers prices for all of us.