Stavo curiosando casualmente a Bazaraki e ho trovato un paio di case mooolto economiche. Dicono entrambi "Nessun atto di proprietà."
Ho delle domande.
Cosa significa veramente? È troppo complicato?
Posso ottenere il titolo se lo volessi o è cosa fatta?
Vuol dire che sono illegali?
L’atto non è la ricevuta di acquisto della casa?
Rif:
https://www.bazaraki.com/adv/5568951_3-camere-bifamiliare-in-vendita/
https://www.bazaraki.com/adv/5568941_3-camere-villa-in-vendita/
Buying houses with no deed.
byu/awesome_pinay_noses incyprus
di awesome_pinay_noses
6 commenti
https://www.simonconn.com/blog/buy-property-cyprus-no-title-deed/
Just, don’t.
Basically it means something is wrong with the way the house was created (physically or legally)
So a legal title deeds cannot be issued.
Meaning it’s in a grey zone ranging from ‘illegal and might be torn down in the future’ to ‘this is going to cost MONEY to get this shit corrected’
I.e. house is built on land it shouldn’t be.. (screw up by builder) or was not built to spec, or spec wasn’t legal, or a developers loan is still on the land under the house.
You usually don’t own the land under this, because of some of the possible issues.
If you proceed, get a GOOD property lawyer to go over everything, to tell you how screwed it is.
This will also cost thousands btw.
No title deed means dont buy!
They either didnt adhere to the building permit hence the government agencies/municipalities didnt allow for a title deed to be issued without rectification of the issues (in which case the buyer would have to fix them) or the land was inherited and someone else has also claim to the land, or they simply are a scam straight up. Or something else entirely that the owner did that failed to give them the title deeds in their name.
Whatever it is is not your problem if you don’t buy, don’t even think of buying, don’t call to ask information, don’t do nothing unless you have money to burn.
No the deed is an actual property registration certificate! If this is not done then you did not buy anything!
Along with the contract you need to go with the seller to the land registry to actual transfer the plot to your name.
My assumption mostly based on the photos. It looks that those properties were 1 construction project (as in both cases in the photos the buildings next to them are similar)
What is probably the case is that the title deed is for a piece of land which is NOT reflected in what you are currently buying. It should be noted that in this cases a memo is set on the big piece of land and you would need to figure it out with everyone involved (including banks) and is usually complicated.
Now what does this mean for you :
1. No title deed for the building so it would be very hard to re-sell, and maybe even banks would not give you a loan for it (and thus you need to buy it cash)
2. To get a title deed, you need to see if it has all the permits and if all permits are followed
3. You don’t know if the building has all permits and whether the house is ok to be there
Overall, if you are looking for a house to stay and if the house conditions are good, at that price is a bargain! However it would take you some time (and probably money) to get a title deed, so you would be stuck with this property for a while if you went with purchasing it!
The absolute worst case scenario is you being sold a property that is the “sellers” and one day you get a knock on the door and you have to leave
Title deeds is the official ownership of the property. You technically can buy it, live in it and be fine, but you won’t be able to rent it out or resell it (very easily). You can apply for it after you buy it, but it may take many years and sometimes you won’t get it.
One thing you can do is ask the seller to start the process, to at least see the reason as to why and if it’s possible to attain it. But my advice is just look for property with the deeds, it’s a messy situation and if it’s your main home you don’t want issues