Le cooperative di edilizia residenziale funzionerebbero in Irlanda?
https://www.cooperativehousing.ie/
di killianm97
Le cooperative di edilizia residenziale funzionerebbero in Irlanda?
https://www.cooperativehousing.ie/
di killianm97
2 commenti
I learned about cooperative housing when I lived in Barcelona a few years ago, and it seems like a great idea. It’s kinda an alternative to either private or public housing, and focuses on building community using non-profit housing collectively owned by people in the co-op (a democratic organisation). I saw this article on Catalan News and wanted to share it here to get thoughts from all of ye?
Many Irish people might be against it because it is different than individual home ownership, but we could have a huge advantage in terms of finance due to having so many credit unions (we’ve the second highest rate of credit unions/co-op banks in the world iirc).
[Cooperative housing in Catalonia: building an alternative to market regulated residences (Catalan News)](https://www.catalannews.com/society-science/item/cooperative-housing-in-catalonia-building-an-alternative-to-market-regulated-residences)
(Had to repost because the previous post was deleted by mods due to not linking an article directly mentioning Ireland)
Co-operatives were previously part of the housing delivery across Ireland historically. However, they’ve dyed out due to various factors, most notably the capital required to deliver housing outweighs the amount that a small cohort of people can obtain.
As an example, If a co-op is bidding against a publicly-listed developer such as Cairn or Glenveagh for a development site in an urban area, there will only be one winner.
Additionally, seen as you’ve mentioned Credit Unions, it is worth noting that the AHB CU Fund was established in order for CU’s to lend to AHB’s for social and cost rental development/acquisitions. When launched the AHB CU Fund was speculated to have a loan facility of up to 800 million, so far there has been little but in from CU’s and the fund has only lent on a handful of AHB developments since its launch.
https://www.dilloneustace.com/news/dillon-eustace-advise-on-housing-body-loan-fund-for-credit-union-market/
Co-operative housing Ireland, which you’ve linked, has historically been one the main bodies delivering co-operative housing in Ireland but due to various factors they’ve had to pivot into solely providing social housing these days.