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    18 commenti

    1. Revolution_2432 on

      Pension timebomb coming, as we export a lot of our young best talent abroad due to housing.

      REPORT: ‘People were living longer. Fertility rates were declining and were “currently below the replacement rate in most developed countries, including Ireland”.

      High levels of inbound migration partially mitigate these trends, but it would be a “strategic risk” not to plan for a higher ratio of pensioners to workers, it said.

      >

      It said maintaining the current dependency ratio of pensioners to workers in 2051 would require a working-age population of almost 7.2 million people by 2051. This would be 3.3 million people more than the CSO’s projections. More PRSI hikes on the cards to plug state pensions gap

    2. dmcardlenl on

      Assisting people save for their own retirement is a better idea. Remove deemed disposal, reduce CGT %age rate, ISA-like product (we had something similar with SSAs). SF and left will say it is enabling the middle class or something, but people in the North won’t vote for unification if they have to give up their ISAs…

    3. North_Activity_5980 on

      That’s the chickens coming home to roost.

      15 years of policies that stripped the middle class, prevented people from independent financial security, put the boot on the necks of the working class, made it harder move upwards socially and took opportunities away from people buying houses to start families of their own.

      Not to worry though, among the terminal price inflation and extra duties on every available necessity we get to live in shanty sheds out the back garden. We’re so good at this.

    4. neiliog93 on

      Young workers pay enough tax. Cut the pension or pay it at a slightly older sge. Most of their gaffs that they bought for peanuts are worth 500k now anyway.

    5. 21stCenturyVole on

      There’s plenty of money to go around to pay for pensions – we’re just busy defunding pensions so we can give tax breaks to wealth.

      We must reverse the privatization of pension provision, by eliminating benefits given to private pensions, and taxing wealth to bolster public pensions.

    6. Special-Being7541 on

      What are we going to do about the increase of population who probably will remain on benefits for life, you know the so called “skilled” people arriving in the bulk load, they too will add to our aging population.. am I to pay for their pension whilst being told there isn’t enough money to pay me?

    7. When the state says the pension gap do they include the pension they guarantee themselves and their employees?

    8. Legitimate-Resist277 on

      I’m not very smart on these things but always wondered when the bank increases mortgage interest rates to curb inflation why don’t they increase everyone’s pension contribution instead? Like line the pockets of the individual and not the bank and wouldn’t that help solve the pension issue later on? Maybe I’m way off how it works but as stated I don’t know much about this topic

    9. iGleeson on

      Send this article to the next person who complains about immigrants. If our population is aging, our birth rates are down, and we’re not letting enough immigrants in to work and pay taxes, then how are we going to pay for nice things like state pensions and public services? The working population must not fall.

    10. sureyouknowurself on

      Fuck that shit, let people choose what pension to invest it in.

    11. IntentionFalse8822 on

      They are taking 3% of your net pay in auto enrollment into an new pension starting in September. If they also hike up PRSI in the budget then there will be a very serious backlash from people.

      And yes I know it is 1.5% from your salary and 1.5% from your employer but in reality the employers part is most likely coming off your 2026 pay rises so in effect it will be 3% of your net salary.

    12. Fern_Pub_Radio on

      Start with getting public servants to pay fully for their pensions and then follow up by returning to private sector pensions what you the government stole from them during the IMF…..after all ,FEMPI “pay restoration” was given back to public servants but hey let’s see can we get away with the most outrageous pilfering of private citizens pockets ever by the state when we robbed their pension pots…

    13. KILLIGUN0224 on

      Maybe look into reducing the number of tax dependants having kids as it’s just a society norm now.
      Uncapped e90 p/w per child on welfare, with added bonus of council house priority for large families means the number of habitual tax dependants is just allowed to snowball without any sort of talking about it.

    14. Many-Apple-3767 on

      Could they not sell their homes, downsize and subsist on the massive increases in value they have been fortunate enough to accumulate in their lifetimes on top of the current pension? The young, working poor are paying a lot for sfa in return.

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