Delikeoo e Klarna: il consulente del debito MABS esorta le persone a non “mangiare ora, pagare più tardi
https://www.thejournal.ie/deliveroo-klarna-buy-now-pay-later-6712905-May2025/
di cintec17
Delikeoo e Klarna: il consulente del debito MABS esorta le persone a non “mangiare ora, pagare più tardi
https://www.thejournal.ie/deliveroo-klarna-buy-now-pay-later-6712905-May2025/
di cintec17
21 commenti
How about I eat now, pay never and watch klarna go under
Are people getting a loans for chipper?
Chippers will be hiring heavies to call around to people’s houses and break fingers; *”Pay for the snackbox, ya cunt!”*
“I would gladly pay you Tuesday for a hamburger today.” Klarna didn’t understand that was supposed to be a joke!
If people are actually financing their chinese and groceries, we’ve moved past a cost of living crisis into something a lot worse.
If this isn’t ringing societal alarm bells, I’ve no idea what will.
You know, if you have to finance your takeaway maybe you should consider making a sandwich or some super noodles instead
I don’t like the idea of Klarna. I see people buying expensive clothing on it all the time. For me, a dress is not something you should be borrowing money for.
Financing for the ‘Little Treat Economy’, what a time to be alive.
We’ve gone badly wrong as a country,if people need help to finance grocery purchases
Who approved this
I’m ten payments behind on my 20 piece nugget meal.
Get off your arse and cook your food.
Klarna have reported 99m loss in the first quarter of this year, up almost 100% on last year. Don’t think they’ll last too much longer.
Apropos of nothing, The Big Short is a great film if you haven’t seen it.
I live in a slightly crappy ex council estate and see PCP Jags, Range Rovers, Mercs etc parked outside situations where you have three generations crammed into a mid terrace while waiting for social housing. Now they’re doing it with spice bags.
Some people are so financially ignorant that going to the wall is the only way they’ll learn, and even then…
The education system seriously needs an overhaul, throw out half the nonsense that is taught in schools and educate people on basic finances, economics, politics and nutrition. You know, the basic stuff that people actually need in their everyday life. And while they are at it, throw in sports like swimming and driving education as well.
It’s going to be poetic if we’re heading towards another 2008 because of buy now pay later loans.
We will have learned nothing as a society
Surely the advice should be not to be getting takeaways even if you pay normally if you’re having money troubles
TBF if you’re getting a pizza on finance you need more than a stern warning
I tried Klarna and Humm etc. for a mattress and for a tv and I was rejected both times. I don’t really know why either. Possibly because I don’t have a mortgage so I don’t look very reliable on paper. Bit of a strange one because I try not to take loans, but in having no loans paid back in the past I look untrustworthy.
Maybe I should try for a bag of chips first!
So bad though. I really looked at the fine print and I felt it was justified for those big purchases that have a really low cost per use over their lifetime and to finance to spread out the cost. Takeaway and clothes is a totally different thing. I can see how it could get out of hand incredibly quickly.
Klarnas business model is to prey on people who won’t outlay small amounts of money. If you’re financing small purchases it suggests you’ve poor money management skills and inevitably a bankable portion of people who do this default on the repayments when the time comes to pony up. A sensible person can use services like klarna to their advantage but most sensible people wouldn’t be arsed for such small scale financing.