Ipoteca prima del matrimonio: oltre la metà dei londinesi dà la priorità al risparmio per un deposito di casa per un matrimonio

    https://www.standard.co.uk/homesandproperty/buying-mortgages/londoners-save-money-mortgage-over-wedding-b1229056.html

    di Ecstatic_Ratio5997

    Share.

    23 commenti

    1. XenorVernix on

      That’s the smart thing for any couple to do. Marriages cost a fortune these days.

    2. Vanquiishher on

      Well why the fuck is it so normalised to spend tens of thousands on a wedding anyway, that’s life changing money even if you just put it into stocks and shares you could have a lot more for retirement.

      Never a good financial decision to throw a lot of money on a 1 day event. Especially in this economy

    3. Physical-Staff1411 on

      It’s possible to get married without it impacting your house deposit savings.

      But it’s if you choose a wedding over a marriage.

    4. condosovarios on

      I completely understand prioritising saving for a house deposit over a large wedding – but it seems completely insane to me to buy property with someone you are not married to. You don’t need a big wedding to get married.

    5. Elmarcoz on

      Cue boomers not understanding that weddings dont cost £500 and a handshake anymore

    6. M0dzSuckBallz100 on

      Wedding industry needs to crash. Utterly ludicrous the price of hire / costs goes up because it’s a wedding.

    7. OptionalQuality789 on

      I know 3 couples who’ve gotten married or are getting married. Their weddings were between £20-25k. That’s a house deposit! 

      Of course people are putting off weddings.

    8. Klossomfawn on

      You could just like not spend tens of thousands on one day?

    9. hgjayhvkk on

      That’s interesting and shows you the issues with high house prices. If prices were affordablr then would individuals actually sit down and consider a relationship? Doesn’t look like it in the UK.

      As someone that’s part of housinguk sub…these people often come to the sub after a split. I’ve also seen an unmarried friend buy with partner and eventually split. Wrecked her financially, physically, spiritually and mentally.

    10. Cultural-Eggplant592 on

      Wedding doesn’t equal marriage.

      I’ve watched two family members utterly bankrupt themselves for celebrity style weddings. 

    11. Legitimate-Leg-4720 on

      The partners i’ve had so far have always indicated they would want a memorable wedding with lots of guests. I’ve always wondered if that’s a disguise for “spend shit loads of money” or if that can actually be achieved on a low budget! 

      Personally I’d prefer to spend a smaller amount and put the excess into an amazing holiday somewhere exotic. 

    12. Ok_Cow_3431 on

      One is an appreciating asset, the other is… no I can’t think of anything witty.

      Our wedding & honeymoon cost the same as the deposit on our house, we were fortunate enough to be able to do both though

    13. BlueberryJump on

      Everyone’s talking about cost but I would say some people don’t see that much point in marriage anymore. You don’t need to married to do things like buying a house, having kids, joint bank account, putting each other on your life insurance plans anymore, so really unless you care a lot about the idea of being able to call someone your spouse maybe you just wouldn’t bother? I might be wrong. Is there anything your spouse can do these days that your live-in partner can’t, legally speaking?

    14. H1ghlyVolatile on

      At least a house is valuable asset. Marriage is pointless.

    15. Well you can be married and living under a bridge, your life still sucks.

      Or you could have a house, live together in it and let the formalities come later.

    16. Plastic-Injury8856 on

      Big Wedding has blinded y’all. Our grandparents got married at a church for free and had receptions in their parents backyards. The “big wedding” was something boomers did by copying the antics of wealthy people from the gilded age.

      Have more humble weddings people!

    17. Academic_Feed6209 on

      The average wedding in the UK cost £24k last year. That is a deposit on a very decent first house. Given the rising cost of both, it seems to me that it is not a matter of prioritising, but a choice. Either you buy a house, or have a one-day massive party. One makes you one night of memories, and the other is a house. If you cannot do both, the house is the most obvious, financially responsible and sensible choice. This is another example of things which used to be a standard on an average salary now becoming incompatible.

    18. Nimble_Natu177 on

      How is this newsworthy? A house should be everyone’s first priority when saving, regardless of relationship status.

    19. ItsFuckingScience on

      Brace yourself, angry Redditors are coming to tell everyone how they paid 50p for their wedding and how anyone who has a nice big wedding is a STUPID FOOL who deserves to be POOR

    20. steak_bake_surprise on

      £30k for a wedding

      or

      £25k house deposit and £5k on a holiday wedding, then when back home hire out a hall, catering, drinks, DJ, band etc and invite all your mates for a great afternoon/evening with none of the wedding shenanigans that most people don’t like. Everyones happy, apart from your relatives as they wanted the wedding more than you, and will just forget about in in a few days.

    21. YourBestDream4752 on

      Hmm, should I spend tens of thousands of pounds on a ceremony that’s part of a religion that I don’t follow or should I save it for something a little more long-term like the house I’ll raise my family in?

    22. IronDuke365 on

      I mean, this is a good thing. Seems everyone my age (15 years ago) was saving for a wedding over a house.

    23. planetwords on

      I moved out of London ASAP to the North West as I knew I’d never be able to afford to settle there, so I didn’t want to waste time.

      I took the 10k that my parents had saved for my wedding, and put it towards a housing deposit, and had a £700 registry office wedding with my wife (who was very happy with it!)

      We are now in the process of selling that house, 10 years later. I bought at 143 and am selling at 230, so I have made around 100k on the house, and will be buying a small 2 bed flat in a cheaper area outright with the equity.

      This is how financial stability can be accessible to most people if you are willing to live within your means, and avoid pomp and ceremony.

    Leave A Reply