Ipoteca di quattro persone in aumento mentre gli acquirenti di case irlandesi sentono la stretta
https://m.independent.ie/irish-news/four-person-mortgages-on-the-rise-as-irish-homebuyers-feel-the-squeeze/a1971190329.html
di interfaceconfig
Ipoteca di quattro persone in aumento mentre gli acquirenti di case irlandesi sentono la stretta
https://m.independent.ie/irish-news/four-person-mortgages-on-the-rise-as-irish-homebuyers-feel-the-squeeze/a1971190329.html
di interfaceconfig
15 commenti
I’ll have to suggest this to the wife.
Very popular with the Asian community that a couple will move into a home and bring their elderly parents as well
This is absolutely absurd. Not so long ago a single income was enough to get on the property ladder, then you needed dual incomes, and now people are coupling up to buy a home 🤦🏻♂️. This is actually heart breaking. I really feel sorry for the younger generations.
so who gets to keep the house in the end? rock paper scissors?
It’s not aimed at Irish people, more the Asian community. Again, it’s not going to be dealt with, and more and more irish people won’t be able to buy homes. How can a single person compete against 4 people?
I’m really getting fed up with our “ah sure be grand” government and peoples attitudes to this. It won’t be grand. It’s gotten worse year after year.
We aren’t building enough homes for the Irish or the people coming in. 300k have come in the last few years, and no one is saying anything about it.
I would hate to be a recent graduate. There is no hope of a decent job or getting a house.
We are asleep at the wheel.
Invite the third world, become the third world
Primarily Indians / South Asians who don’t mind sharing houses with another couple / extended family. Something doesn’t sit right with this. They’re obviously just as entitled to buy property as native Irish people but this is the sort of thing that kills your hope when you realise you’re competing against 4 income streams to buy the same property!
Until the government sorts out supply my fear is tension on immigration issues are going to keep rising with housing issues like this fanning the flames
Is there intergenerational mortgages yet ?
It is very painfully clear to anyone currently in the process of viewing or buying properties in new estates that this is aimed at Indian and asian families in particular.
Irish couples just can’t compete with this. I genuinely have no idea why, in the middle of a housing crisis, we dont follow the likes of Switzerland and Denmark and put restrictions on non-citizens owning properties.
In 5-10 years you’ll start seeing newspaper reports of people stuck in awful situations because of these types of multi buyer mortgages.
They are a nightmare.
Fuck this. This does not belong in this country.
Young Irish people being squeezed out even further.
There needs to be legislation brought in to stop this immediately.
All this does is increase the price points exponentially it helps no one out at all its crazy.
If let go, this will become the norm rather than the exception as banks and sellers will increase the price to the limit meaning only 4 people together can afford it. Its utterly abhorrent.
Some time down the line, only the very wealthy will actually own a home. Most people will end up renting a house from one of these vulture fund crowds. We’re almost there, but most likely it will be the norm soon enough. I fear for my children and all children in this country.
This article/thread will have people riled up at Indians. The reality is that you aren’t competing against four Indians for a house. What you are competing against is people receiving parental gifts to help buy their homes. There will be many multiples more of people receiving 6 figure gifts a year than Indians buying in groups of four. There will be 1000X as many people getting deposit size gifts than 4 Indians buying houses together.
If you are really concerned about the market being skewered against a hard working single or a couples income, this is your real enemy.