Ciao a tutti, sono uno straniero che attualmente vivo in Finlandia e considerando di acquistare la mia prima casa qui. Ho trovato una casa che mi piace davvero: ha un grande cortile, un garage ed è più economico di proprietà simili nella zona. Ma non sono sicuro se sia una decisione intelligente a lungo termine. Apprezzerei davvero i tuoi pensieri.
Dettagli della casa:
Costruito nel 1966
Tetto rinnovato nel 2013
Impianti idraulici/linee rinnovate nel 2019
Sistema di riscaldamento geotermico 2021
Kitchen rinnovato 2018
È un kiinteistö (di proprietà privata, non parte della società abitativa) e gestito da proprio
Ha bisogno di sostituzione della finestra e della porta
Il bagno potrebbe aver bisogno di modernizzazione
Cablaggio elettrico originale (mai cambiato)
Mi piace la casa in generale e la posizione non è poi così male:
L’asilo nido più vicino è di ~ 800 metri di distanza
La fermata dell’autobus è ~ 450 metri di distanza
Le mie preoccupazioni/domande:
Non ho esperienza di ristrutturazione e non so quanto sia difficile o costoso sostituire le finestre/porte, modernizzare i servizi igienici o riaccendere l’elettricità in Finlandia
Come straniero, quanto è difficile gestire una casa che non fa parte di una compagnia abitativa?
Che tipo di problemi potrei affrontare in futuro con una casa come questa? (Ad esempio, richieste di risarcimento, riparazioni impreviste, manutenzione del sistema di riscaldamento)
La distanza dalla fermata dell’asilo/autobus è considerata ragionevole negli standard finlandesi?
Vale anche la pena acquistare una casa così vecchia se il prezzo è attraente?
Sto solo cercando di valutare i pro e i contro prima di prendere una grande decisione. Grazie in anticipo per qualsiasi intuizione che puoi condividere, soprattutto se sei stato in una situazione simile!
Should I buy this old house (built 1966) in Vantaa, Finland? I’m a foreigner and unsure about the renovation needs
byu/asikrhmn inFinland
di asikrhmn
7 commenti
Did you get the condition report? It will tell you what needs to be repaired and give an approximate date when things will need to be repaired.
By the looks of the pictures there’s been something with the ceiling in the living room area. Possibly a leak in the roof.
But things to consider are when the roof was put on (expensive if it needs to be replaced), rain water drainage (also expensive), water proofing in bathrooms (expensive)
If there are problems they are most probably in the parts that are underground. You might have to dig around the house to get underground drains working if that is not done. If there is moisture in the walls and it doesn’t dry properly you might end up demolishing the house. This risk also exists with all the renovations done with outer walls, floor and roof, if done improperly. These 60’s houses have many design flaws and risks that are NOT cheap to repair (believe me, I have one), and for this reason they are not desired and hence cheaper.
Biggest problem with these is that anyone can replace the surface materials like floors and paint walls and whatnot, and in the process hide absolutely horrible structrual problems behind new materials. You never know what you find before ripping it all out. And some people do this knowingly to scam you.
I can only recommend this if you can afford to demolish the house after 5 years and can invest 150k euro minimum to build a new one. But it might be just fine for the next 30 years if you are lucky.
Oh and another thing: those windows and doors are usually just fine, there is no reason whatsoever to replace them, it is just money wasted.
And how to manage? You get bills, you pay them. You pay the estate tax. If you screw up you pay whatever it costs. If you screw up badly you demolish the house and take a 150000 euro loss. If you need something fixed you figure it out. You ask tradesmen to do things, and avoid being scammed, there are lot of scammers. Some people do less and just repair what breaks, some maintain things and do proactive repairs. Sometimes the proactive repairs are stupid and spoil the house. It is a wild west really, with some legal obligations.
This is a paritalo, rowhouse which is tied to another building, or attached to one, you only own 50% or something like that of the housing company shares, the paperwork will show the actual number of shares.
Nobody can tell you that. Hopefully there is a precise condition report, but those are never complete nor perfect. Also depends on your own skills to maintain and renovate a house, and the budget you have for future projects.
“Condition:tyydyttävä” is kind of acceptable, at school scale 1 to 5 its 2
At a glance, it seems like some effort has gone in to maintain the house over the years. Which could be a positive signal. As others said, you should request that they conduct an official assessment (kuntotarkastus) and provide that report to you. Especially since there’s a basement
Some other considerations:
– This is listed as a ”paritalo”, so you presumably have one neighbor with an adjoining wall. That’s a pretty odd setup without a housing company. You’d probably at least want to meet them beforehand to make sure you get along
– they have not renovated the drainage (salaojat). This will cost 20-50k€ depending on how long you need to dig to connect the drainage to the municipal drainage network (can’t just let the water run into the ground anymore). And the neighbor needs to pitch in
– the property is listed as ”tyydyttävä” quality, which is low. Looking at the images, they seem like it should be good (”hyvä”) instead. So something is dragging that estimate down. Maybe just the age?
I am a homeowner here in a 1963 built house. Also an immigrant (I speak Finnish) so here is my experience.
– Outside doors are not cheap but not terrible either. I replaced two doors on our home last year and it cost 4500 euro. ours were in terrible condition though so I did it to reduce heating costs.
– windows are expensive. You could consider renovating the ones you have if they are good, this is what we did. if not good then yes you renew. probably assume that’s going to cost you 20.000 euros I would guess.
– electrical wiring can be expensive but it depends what you need. We had to upgrade the service to the house last year, meaning the supply from the street. That was 5.000 euro BUT we already had the cable in place…that was just the work to reroute the cable and upgrade rhe connections. inside rhe house it depends but several thousand minimum to upgrade your Switch breaker and other stuff.
– bathroom remodels are expensive if you mean the “toilet” being the whole bathroom.
– check if you need foundation drainage. My house didn’t need it because of how it sits (hilltop, rock and no connection between cellar and living space) but many 1960’s homes do need them.
It is not hard to manage a home here but of course owning a home carries responsibility. I just bought a few homeowner guide books and do what I can myself and then hire electricians and plumbers when needed.
Overall though if you have a new geothermal heat system, newish roof, etc. you are already in pretty good shape. If the price is right, go for it. But be sure there is a report from an independent inspector…they will tell you all the risk areas.