Per quanto tempo il Regno Unito può permettersi la tripla blocco pensionistica? | BBC News
https://www.bbc.co.uk/news/articles/c9wdgk7ggezo
di eldomtom2
Per quanto tempo il Regno Unito può permettersi la tripla blocco pensionistica? | BBC News
https://www.bbc.co.uk/news/articles/c9wdgk7ggezo
di eldomtom2
35 commenti
A small slice of this money can be such an enormous benefit to the underfunded justice, police and health services. Not to mention investing in public infrastructure.
It will bankrupt the nation. Get rid of the whole thing, create an old age add-on in universal credits to support the least well off. Everyone able should be saving for our own retirement through working.
The voters and the populists would not do that though, so instead we are destined to go bankrupt and end up some sort of Argentina of Europe.
As I said in another post, the triple lock largely benefits people who have other income, the minimum income guarantee is basically the same amount (at least for single people), if pensions didn’t rise, benefits would kick in for those on just the state pension.
In all seriousness, I think the state pension system should be walled off, something like: everyone under 40 gets an income tax deduction to allow them to save for their own retirement, everyone over 40 should have a choice between a tax deduction or a pension.
We can’t afford it now. It’s a large, non means tested benefit paid to the richest age group in society at a time when the government is skint and poverty is rife.
It’s completely unjustifiable and it’s only there because politicians are afraid to lose the grey vote. See also: winter fuel allowance.
Oh it be like all things in this country It will continue until the all boomers are dead and then millennials will get stuffed.
A pension reform is needed where people start to contribute to their own future pension instead of financing current pensioners.
This would mean a few years of initial hardship as the shift happen (extra tax payments to pensions) but once we are moved to a prepaid instead of postpaid system things will be fairer and easier to manage.
Note: I’m not saying drop the state pension, I’m saying instead of it being funded by current tax payers to current retirees have current tax payers fund their own generations retirement over tax.
there IS a magic money tree and the pensioners put it in a woodchipper and warm their hands on the bonfire
We can’t. We have an increasing requirement to spend billions above inflation on a benefit that is one of the major spends as a nation. Plus we have an ageing population and an increasing problem with youth unemployment so less people paying into the system.
Reform and Tories talk about spending cuts or efficiency savings that are either a drop in the ocean or impractical.
The left talk about tax increases but they are always theoretically targeted at people that most of their voting demographic are not. Most are unlikely to be implementable or would achieve capital/investement flight so enormous it would cripple us
Either we remove triple lock, means test pensions, increase pensionable age harder and quicker or implement taxation that will specifically hit wealthy pensioners. Or we increase general taxation. Labour wouldn’t do any of these because it would be political suicide.
So instead we will borrow more.
The reason why the tax threshold is currently frozen is to claw back some of the pension increase which helps nobody.
It can’t for many years now, but printing money is a very easy thing, so putting tax payers and future generations in even bigger debt is not a problem for politicians.
We can afford it until about 2012. After that it would become a major issue and only a crazy person would advocate it. Really, given the state of unearned benefits like pensions the whole program should be being shut down.
We stopped being able to afford it a decade ago. Now we’re fucked.
If something is going to change, the government if the day needs to say right, in 20yrs this is what will happen. It will give people time to plan. Changes to pensions overthe years is one reason people don’t invest.
lets raise state pension age to 80 and be done with it, I will never receive it so lets just move up the age now and we can reduce the tax
It couldn’t afford it when it was first brought in, let alone now.
We’ll continue to bankrupt ourselves until the grey vote has turned it’s corner and become less useful.
Indefinitely. Sadly this is the answer.
As long as the government, whether Labour or Tory or Reform, wants that grey vote there will be no change to the triple lock. Likewise serious welfare reform, it’s another huge elephant in the room but that can will always be kicked down the road. Rinse and repeat until the cows come home.
Nothing will change, it’s by design. Politicians are the only ones who can change this, the same ones who scheme and lie to get into their positions. If anyone thinks there is a big group of politicians who can gain the publics trust then commit political suicide by changing this is living in dreamland. It’ll never happen, instead the country will just bankrupt itself instead.
Unfortunately after the WFA debacle Labour is gonna be too scared of pissing off pensioners again to actually get rid of the triple lock
Reading some of the comments it really makes me understand why people voted Brexit and why they will vote reform. You’ll pretty much do whatever the media tell you.
What are the options?
Get rid of the triple lock.
Tax the rich and corporations properly like we used to.
Make pensions means tested.
What’s the outcome?
Triple lock removal will put people who don’t have a workplace pension or assets further into poverty.
Tax the rich and corporations and literally nothing bad will happen. They will still want to live here and the corporation will still want to do business here. They will just have to not make as much profit. Oh noes.
Means tested. This is a tricky one. 1.4m pensioner work so you end up with a situation where for some of them it’s not worth working. Then you have the argument that people have paid into all their lives.
You’re all acting like the state pension is loads of money and that removing it is going to make your life better. Newsflash: It won’t because you won’t see a penny of the money saved but the rich and corporations will with the tax cuts and subsidies we already pay them increasing. The same people that own the media telling you the triple lock is bad.
I despair at the single minded stupidity in this country.
There are lots of comments about abolishing and scrapping and so on.
The problem is time. Abolishing the state pension means that younger people are paying for the pension which they will be told they will not receive. (I know many like to say it wont exist by the time they get there but that’s nonsense).
You can’t scrap pension payments for current pensioners nor can you switch and say to the middle aged (or younger) that you need to suddenly create your own pension pot to replace £12000 pa which is being withdrawn. It’s just not reasonable.
This is a large ship that needs to have it’s course corrected not one that needs a sharp turn and the risk of capsizing.
The backtracking on the Winter Fuel Allowance was the first mistake. Even with it’s withdrawal, energy, especially electricity, is cheaper now than it was three years ago and there was no mass freezing event. Pin the pension to a percentage of minimum wage and leave it. You can always give top-ups for those with particular needs. Pinning would allow sensible planning and would also stop people complaining when the minimum wage increases.
Probably until millenials can get state pension. Then the government will pull the ladder even further up.
All this talk of ‘we can’t afford it’ from Redditors.
How about we don’t drop our standards every time the going gets tough?
We want to be ensuring that pensioners are well fed and have their heating on. Your image of pensioners may be of infinite cruises and home improvements but I’m pretty sure those are just people who had good workplace pensions in the past due to economic booms. The state pension is not luxurious. If we take away the triple lock now, you could be shooting yourself in the foot. Pension growth is nowhere near what it used to be, and many people will be relying heavily on the state pension moving forward to make up for that. Let’s not chuck the thing in the bin just because some people did quite well from their workplace pensions who were working during the boom years.
Don’t worry. Once the boomer generation has died out, it will be removed …. by the boomer generation. They have closed every door behind them for future generations why would this be different.
Until Labour are no longer in Government. You know this is the honest answer. It was WW3 when they tried to take the WFA. If someone else tried it whilst I know there would be push back you know the whole discussion would be framed differently.
I’ll be retiring in 32 years so according to my calculations they will remove the triple lock in 31 years.
Keep it up and soon the pensioners will be taxed and the government can start claiming 20% of any increase back immediately.
When they get a taste for it they’ll put NI on pension payments 🙂
It will become unaffordable in -20 years. We’re fucked.
They’ll get rid of it as soon as the millennials begin to retire.
Any pension change needs 10 plus years to go through transitional change.
As I see it most politicians have 2 to3 years lifespan in govt .
Nothing will change until a mass extinction event.
Lol
My opinion is the gov should pick a birth year to end pensions. Instead of the pension each person receives an investment account that they cannot access until retirement. It should be tax free and the date of access is set a birth, no mid life changing. The money should be invested in a low cost global index tracker with minimal fees, absolutely no account changes and no management fees.
I’m mid 30s and firmly believe it’ll be my lot that get F’d with pensions. I’m fortunate to have a good local government one I’m paying into, but many of my colleagues have accepted state pension will be meaningless.
For another 10 years please. Then I can get some benefit 👍
The system It’s already cracking and sinking
Not long now until it will colapse give it about after Christmas usually the worst period for millions that can’t even afford to put the heating on let alone eat with the current prices
It’s probably only the crooks in Westminster that can afford subsidiesed eating and probably the king that keeps virtually everyone as peasants and slaves