Ciao a tutti,
Volevo chiedere qualcosa sui pagamenti tramite banca dalla Germania. Ho comprato qualcosa da un venditore tedesco ma alla fine ho avuto i miei dubbi (vengo dai Paesi Bassi), quindi le ho chiesto di rimandarmi indietro. All’inizio non voleva mandarmi i soldi, ma alla fine mi ha inviato questa foto per inviare i miei soldi. Non l’ho ricevuto fino ad oggi. Dovrei essere preoccupato o dovrei aspettare qualche giorno in più?
per favore aiutatemi
grazie in anticipo
https://www.reddit.com/gallery/1ntfzr5
di Automatic-Equal4995
3 commenti
Looks fake. Überweisung (transfer) – ü is written in lower case. Also the Wertstellungsdatum (value date) is yesterday which never is on a weekend.
Why does it have Dutch for the exit button?
I’m not so sure if this is fake. The value date (Wertstellungsdatum) is the date when the money is in your account, or leaves your account, from an accounting perspective. The booking date (Buchungsdatum) is the date when the actual booking is recorded with your bank.
Normally, this corresponds closely and normally, the booking date is before the value date, but there are scenarios in which the value date can be a few days before the booking date, e.g. when the SEPA payment file is created on one day and transferred on a later day.
I’m not saying this makes this legit, but there are scenarios in which this is not fake. The most reasonable thing would be to wait 1-2 days more. The booking happened yesterday so the money might arrive today or tomorrow.