Reeves sembra includere una partecipazione minima del Regno Unito nella revisione di Isa
https://www.ft.com/content/99b91223-aced-4262-b7ff-356cee84a185
di insomnimax_99
Reeves sembra includere una partecipazione minima del Regno Unito nella revisione di Isa
https://www.ft.com/content/99b91223-aced-4262-b7ff-356cee84a185
di insomnimax_99
30 commenti
So would this work? What if the holding is 20 percent. Will I have to sell my current holdings to balance it out? What if the value of my uk holding drops to 19.8 percent?
It would be easier to just make a separate one for British companies. I’d probably just load up on rolls Royce
Will need to see more details but the article makes you ask more questions than there are answered.
The majority of my equity is in global EFTs, which has less than 5% in UK stocks, yet the EFT is UK listed on the LSE. Would it be exempt because it’s considered a UK listing, or not because it comprises of a low percentage of domestic stock.
The autobot archived link isn’t working for me – is there any way to read the article without paying?
I guess it depends on how this is implemented, so no point getting too worked up, but If it impacts my existing portfolio in any significant way then they can get fucked.
10yrs total returns
FTSE100 = c100%
S&P500 = c300%
20yrs total returns
FTSE100 = c250%
S&P500 = c750%
Just no.
Government interfering in what people choose to invest their **own money** into is a slippery slope that ends with the government controlling your money.
It would seem to me that making British shares more attractive by removing stamp duty on ISA holdings might be a good idea.
However making it compulsory by having a minimum holding is something I’m opposed to.
Opening a general investment account rather than an SSISA and taking the capital gains hits when clocking out would likely out perform this proposal 🤣
I would rather not invest at all than invest in the UK stockmarket, which has performed woefully over the past 25 years.
Why not just take stamp duty off UK shares and apply it to international share purchases? You would likely yield far more to begin with and maybe cause a behaviour shift towards buying UK
Oh my word, I think I might actually agree with her about something.
Why should you get a tax discount for investing in US stocks? It’s mad.
Moreover, given the 0.5% stamp duty that applies in the UK, it often cheaper to invest in US stocks than our own.
Im not sure how halving the ISA allowance will encourage people to invest in S&S
Id imagine once people hit the limit they will just stick the rest in a normal savings account, rather than mess with stuff they dont know about
In theory is not a bad idea. It might bring IPOs into this country if people are forces to invest in excess money.
But i am concerned how it would work.
Also the risk factor..
This government would tax each step we take from leaving home if they could get away with it 🤬
I voted for labour and would love to see the UK economy grow.
But the wording of this deeply concerns me. If this applies to existing ISA accounts – I now need to sell my shares and rebalance it? That is absolutely ridiculous.
What I’m hoping they do is – create 2 ISAs
Reduce 20k balance to 10 or 15k and let people invest in any stock they like.
A new ISA that is British stocks make that 5 or 10k.
I don’t want to touch my existing portfolio.
For me this just stinks of them wanting to gatekeep wealth from my generation. The S&S ISA has been a really good way to build wealth slowly and there will be older generations who have made millions from it.
I won’t actually know what to do with my money if they yank this away because it just feels every way I try to build capital gets curtailed and taxed into oblivion before I make any actual wealth
What will there be for my generation in the future
This is basically going to ruin ISA’s. Literally the best financial product this country has..
No one wants to invest in the U.K. market because the returns are crap. All the good British companies have listed in the US.
Should at least also increase the limit for this. Max 20k but upto additional 10k if uk stocks. At least that way the little guy isn’t getting screwed while those with more to invest get a tax incentive.
This is such a bad idea for so many reasons it’s legitimately hard to list them all…
Just make Isas investing in the uk tax free for both the investor and investee . If they want to encourage growth this is one way to have growth in the uk
banks for exsample will profit off money off Isas . They give the investee back some of the profit off a safe investment and the bank keep a little for profit which I imagine helps with them with loans and stuff like that as back up incase they don’t somehow get the money back ? Though interest on loans does cover that too
Incentive for investing UK shares? No?
Punishment or enforcement if not buying enough?
Right then.
Just ignore. They do this pre budget, drop a load of “leaks” to see which is the least shit idea and to make you think when the actual budget is announced that it wasn’t as bad as thought and you feel warm and satisfied!
All this tinkering around the edges because the triple lock cannot be binned. And you know what will happen, once all the benefits to the middle class are axed, in about 10 years the triple lock will finally go and we’ll be left with nothing at the end of it!
Does anyone know, when changes like this are announced at the budget, do they come into effect immediately?
I’m thinking of selling all my UK shares now and moving elsewhere if that’s the case, and also maxing my ISA limit before the budget.
Have the idea previous party came up with which was allow an extra 5k a year in a British isa
Whatever your opinion on the idea:
>The Treasury said: “The chancellor has been clear that she wants to get Britain investing again — so British companies can grow and British savers who choose to invest can get more in return.”
Clearly funnelling investment into British companies will do the opposite of getting better returns for British investors, and halving the cash ISA allowance will not get them more return either.
If British companies were that worth investing in, people wouldn’t need to be forced to invest in them.
The things they’ll do over getting shut of the triple lock. Lol
A UK ISA was touted 1.5/2 years ago and I think it’s the way to go but with incentives. Something similar to premium bonds, we love a lottery in this country.
So if I invest in the minimum uk allowance and the rest in solid world ETFs for example. What happens next tax year if the UK investments perform poorly against the other stocks? Do you have to fill the deficit with poorly performing UK stocks to preserve historical tax free status?
Are isa savers screwed if their UK investments tank over time compared to performing investments elsewhere?
This needs defining in stone, wtf..
If UK shares drop when the rest of your investments rise will you keep having to sell the winners to keep buying UK stocks to make up for the losses?