Reduce the cost of insurance. That’s it that’s the solution
eezipc on
I have an idea for a new system.
Reduce the fucking premiums.
There are always going to be fuckers who refuse to pay for insurance but I guarantee there are a quite a few who just cannot afford it and they are chancing it until they get the funds together.
Outside-Monk-3399 on
A police force that actually do things.
Jellyfish00001111 on
I don’t think we should give anything to the insurance industry unless changes are directly linked to guaranteed premium reductions for the consumers.
stuyboi888 on
I’ve an idea. The Garda cars now have systems to detect said drivers. Let’s ohh I don’t know. Have the drive around the local roads and yanno, be a deterrent. I drive a little under 500km on main roads yesterday, heaps and heaps of traffic, backroads and main road, Dublin streets. Seen 2 squad cars the whole weekend. 4 speed vans though. Money money money.Â
dm1440 on
I have a strong feeling this system will only increase costs for motorists by more than the supposed reduction in insurance costs that may or may not happen as a result of fewer uninsured drivers on the road.
If you are cancelling the insurance on a vehicle, for whatever reason, you will have to declare it off the road immediately to avoid prosecution. Even if that’s because you’re temporarily transferring your insurance to a borrowed car while yours is being repaired.
That means you lose any remaining motor tax, and in most cases this will be without refund (refunds are only issued for full calendar months, with no refund at all given if less than three full calendar months of tax remain).
If you later return the vehicle to the road, you will need to buy a new tax disc – if you do this within a short time, you will probably be paying again for a few months of tax that were already cancelled without refund.
No vehicle you buy privately will come with motor tax, because to keep a vehicle taxed would mean also keeping it insured. Most people will not take out a second policy to keep their old car insured while they sell it.
circuitocorto on
We should keep an eye on this and understand if this “insurance based on ownership” will actually bring down premiums and accidents in the future. I have some doubts.
JHRFDIY on
Don’t suppose it was the insurance industry looking for every car to be insured whether it’s driven or not, was it?
shorelined on
The insurance companies could provide a daily CSV file via a secure API into a Garda database and implement this in about three weeks. Patrol vehicles already have ANPR software in them to detect missing tax anyway.
IrishMx-5 on
That’ll be another excuse to up premiums, drivers who have to pay through the nose for insurance and sure you’re sharing the road with them ergo your premium takes a nice hike too
Dennisthefirst on
Lorries in the third lane is very common too. Could easily be picked up on Canara and automatically fined but it’s actually increasing.
See it regularly on the M and N7 and the M50
bershka321 on
Whether a car is insured or not doesn’t really have an impact on road safety. This is just a push from the insurance providers
Call-of-the-lost-one on
Here’s a new system to reduce that, a functioning transportation system
hobes88 on
This is a stupid system, just bring in compulsory third party as a part of road tax which covers the car as opposed to the driver like they have in Australia, it’s a great system.
PalladianPorches on
over 5 years, that’s around €500m in claims from the general pool to cover uninsured drivers. build a system to check exclusively for insurance, tax and ntc. if you knowingly drive without these, immediate €500 fine taken by revenue or DSP, subsequent infringement allows sheriffs to impound and sell/scrap the vehicle.
ffs… take this seriously. ireland has the highest number of uninsured drivers in europe, and the highest chance of them being in an accident or fatal crash.
daithibreathnach on
third party insurance should be bought at the pump, everyone is then insured. have the insurance companies then provide the bells and whistles. not only would it reduce the cost of insurance, we also wouldnt have these situations.
Bumpy_Uncles on
Does this mean our insurance rates would go down? *Laughs in poor
kearkan on
This sounds ridiculous.
What about a car that is off the road for a length of time? Why am I forced to keep a car insured that I don’t even plan on driving?
Australia has a far better system where the police have cameras on the cars that track number plates and alert when a car is missing its green slip or registration (green slip is 3rd party insurance, required to register the car). But God forbid the Garda actually do anything about policing the roads.
This just sounds like a way to get the insurance cartel even more money.
It doesn’t matter if a car is insured or not it matters if it’s ensured when it’s being driven.
paddyotool_v3 on
Considering the fact it’s the insurance representative bodies calling for this, they’ve probably realised that it’s a better way to screw people for more money
19 commenti
Reduce the cost of insurance. That’s it that’s the solution
I have an idea for a new system.
Reduce the fucking premiums.
There are always going to be fuckers who refuse to pay for insurance but I guarantee there are a quite a few who just cannot afford it and they are chancing it until they get the funds together.
A police force that actually do things.
I don’t think we should give anything to the insurance industry unless changes are directly linked to guaranteed premium reductions for the consumers.
I’ve an idea. The Garda cars now have systems to detect said drivers. Let’s ohh I don’t know. Have the drive around the local roads and yanno, be a deterrent. I drive a little under 500km on main roads yesterday, heaps and heaps of traffic, backroads and main road, Dublin streets. Seen 2 squad cars the whole weekend. 4 speed vans though. Money money money.Â
I have a strong feeling this system will only increase costs for motorists by more than the supposed reduction in insurance costs that may or may not happen as a result of fewer uninsured drivers on the road.
If you are cancelling the insurance on a vehicle, for whatever reason, you will have to declare it off the road immediately to avoid prosecution. Even if that’s because you’re temporarily transferring your insurance to a borrowed car while yours is being repaired.
That means you lose any remaining motor tax, and in most cases this will be without refund (refunds are only issued for full calendar months, with no refund at all given if less than three full calendar months of tax remain).
If you later return the vehicle to the road, you will need to buy a new tax disc – if you do this within a short time, you will probably be paying again for a few months of tax that were already cancelled without refund.
No vehicle you buy privately will come with motor tax, because to keep a vehicle taxed would mean also keeping it insured. Most people will not take out a second policy to keep their old car insured while they sell it.
We should keep an eye on this and understand if this “insurance based on ownership” will actually bring down premiums and accidents in the future. I have some doubts.
Don’t suppose it was the insurance industry looking for every car to be insured whether it’s driven or not, was it?
The insurance companies could provide a daily CSV file via a secure API into a Garda database and implement this in about three weeks. Patrol vehicles already have ANPR software in them to detect missing tax anyway.
That’ll be another excuse to up premiums, drivers who have to pay through the nose for insurance and sure you’re sharing the road with them ergo your premium takes a nice hike too
Lorries in the third lane is very common too. Could easily be picked up on Canara and automatically fined but it’s actually increasing.
See it regularly on the M and N7 and the M50
Whether a car is insured or not doesn’t really have an impact on road safety. This is just a push from the insurance providers
Here’s a new system to reduce that, a functioning transportation system
This is a stupid system, just bring in compulsory third party as a part of road tax which covers the car as opposed to the driver like they have in Australia, it’s a great system.
over 5 years, that’s around €500m in claims from the general pool to cover uninsured drivers. build a system to check exclusively for insurance, tax and ntc. if you knowingly drive without these, immediate €500 fine taken by revenue or DSP, subsequent infringement allows sheriffs to impound and sell/scrap the vehicle.
ffs… take this seriously. ireland has the highest number of uninsured drivers in europe, and the highest chance of them being in an accident or fatal crash.
third party insurance should be bought at the pump, everyone is then insured. have the insurance companies then provide the bells and whistles. not only would it reduce the cost of insurance, we also wouldnt have these situations.
Does this mean our insurance rates would go down? *Laughs in poor
This sounds ridiculous.
What about a car that is off the road for a length of time? Why am I forced to keep a car insured that I don’t even plan on driving?
Australia has a far better system where the police have cameras on the cars that track number plates and alert when a car is missing its green slip or registration (green slip is 3rd party insurance, required to register the car). But God forbid the Garda actually do anything about policing the roads.
This just sounds like a way to get the insurance cartel even more money.
It doesn’t matter if a car is insured or not it matters if it’s ensured when it’s being driven.
Considering the fact it’s the insurance representative bodies calling for this, they’ve probably realised that it’s a better way to screw people for more money