Ho bisogno di sfogare su un argomento che già emerge spesso ma questo sinceramente mi sconvolge moltissimo.
Essendo cresciuto nella zona dell’Obersee, sinceramente sono diventato disperato nel provare a restare anch’io qui. Ma nel giro di UN anno, gli affitti sembrano essere aumentati in media di 500 CHF e sinceramente non capisco come facciano ancora così tante persone a permettersi questi posti.
Ciò che mi dà fastidio è che tutti parlano sempre e solo di Zurigo o Zugo quando si parla dei prezzi assurdi delle case svizzere. Nel frattempo, letteralmente, anche ogni città lontanamente vicina a dove sono cresciuto sta diventando sempre più fuori portata. Lachen, Pfäffikon, Wollerau, Altendorf ecc. cominciano tutti a raggiungere livelli completamente assurdi.
E questo nonostante appartenga a una famiglia con doppio reddito ingegneristico. Penseresti che con una carriera stabile, una buona istruzione e molte opportunità di lavoro, potresti effettivamente permetterti di vivere nella regione in cui sei cresciuto, soprattutto perché buoni collegamenti con Zurigo sono importanti per così tante professioni che non pagano stipendi finanziari ridicoli. Anche ingegneri, architetti, infermieri, insegnanti, operatori sanitari, ecc. devono spostarsi.
Seriamente, cosa fanno tutte queste persone per lavoro? Perché sinceramente sento che in qualche modo ho sbagliato completamente la mia scelta professionale se anche l’ingegneria non è più sufficiente per affittare comodamente nella zona in cui sono cresciuto.
E la parte più folle è che alcuni di questi nuovi sviluppi si stanno letteralmente avvicinando ai prezzi di New York. Stiamo parlando di quasi 4k CHF/mese per un appartamento di 2,5 locali a Lachen. A che punto tutto ciò smette di avere senso?
https://i.redd.it/kg0ji3fxfm2h1.jpeg
di Ok-Anybody-380
29 commenti
Expats?
Expats.
Expats. Even in Siebnen and Schübelbach the rents are going crazy
Expats earning 100k or more. They often come from places where spending 50% of their salary on rent is normal.
Everyone blaming expats. Who are the landlords? Swiss.
I shared a [news article](https://www.reddit.com/r/Switzerland/s/yg1C7C9wxW) the other day pointing to that same issue in Nyon. Users were quick to negate the issue. According to them you just need to find a studio appartement or live in Uri. Hope you’re ready for the countryside lifestyle.
If I’m spending 1/3 of my salary for a 2k/month apartment then someone earning ~156k/year ( or even a double income couple) can easily rent that apartment.
They would be basically spending less on rent than I would compared to the salaries.
I think Lachen, Wollerau etc. have great tax rates, because its Schwyz and not ZH anymore (while still being close to ZH). So its very attractive to high earners?
Lack of regulation. Capitalism at its best (or worst)
Lots of salty people complaining about expats instead of their own life choices/lack of skills/education 😂
That’s a good question. I took a 5.5 room apartment back in 2012 for about 3600 right across from the Zurichsee. I can’t imagine what it would go for now.
People who are making quite a lot of money and want low tax rates. For someone working in Big tech in Zurich, this might be a cost effective solution
The impression is that immogrants pay these rents easily, right? But that’s a weird one as well. I mean… it‘s not that _all_ of them are paid more. Why should Swiss employers pay immogrants more than other people? There‘s absolutely no economic reason for doing so – more like the contrary, but that’s another story.
Many have an average swiss joe salary, just like everyone else. Both work, kids go to hort full time. Hort‘s not so expensive anymore, so I guess that with double income they simply have to pay these prices.
Local born people, like me, then see these rents explode over the past 20 years and see our disposable income go down, as the wages don‘t keep up. And then people start thinking that all immigrants must earn more than we do – and I don‘t think so (of course some do, but many also don’t).
Now I guess their economics work differently: pension 3A? Emergency savings much much lower, big cars, high rents but after all from paycheck to paycheck.
This is what I believe.
The right is only building luxury apartments nobody can afford and blaming the rent increase on immigration.
Those immigrants that apparently are lowering the wages for the whole country.
Schrodinger’s immigrants lower salaries for the Swiss and increase their rents too
So many blaming expats/immigrants but it’s the job and salary that defines what you can afford and where you prioritize living. It’s not like foreigners are paid better. Those lucrative expat jobs where someone is sent from abroad to an all-expenses paid position are far far far from the norm.
My job is full of swiss and non-swiss and we’re all in the same boat, decent salary but huge rent prices to deal with. You have to live somewhere, so it’s not like anyone is happy to pay such rent for a modest apartment.
Most surprising to me is engineers are not bringing home at least CHF 6,000/month…
If your tax difference between e.g. Horgen and Pfäffikon is greater than your rent difference it’s a no brainer to pay the higher rent and still come out ahead. There are enough people in the Zürich area that fall into that bracket.
St. Gallen and Glarus are pretty nearby and won’t have that issue. If Schwyz tax policy doesn’t change I see no chance of this situation changing
To be fair this one is much more expensive than usual: there are several 4.5-5.5 apartments for this price available right now, and 2.5-3.5 are usually 2k and even less if they are not “exclusive”
At the moment nobody.
I was wondering how real estate is still booming on this level, while the job market is really bad. Even in finance and tech.
I heard a lot of high net worth individuals are moving to low tax Swiss municipalities from the Arabic peninsula since the Iran conflict broke out.
Rich ppl for low taxes but i assume they dont really „live“ there….
With a double Engineer income, you should be able to afford that easily. But I guess you’re smart and wont spend so much on an apartment. Good for you!
While a lot of people say ‘immigrants’ or similar, I’d say this is interesting for anyone making 150k+ and working in Zurich. Due to taxes, yet still being close enough to Zurich and overall a bit more chill.
One thing I noticed though is that swiss people i know, tend to just stay conveniently close to their workplace or social circle. Tax optimization by moving is rarely a consideration unless there’s big life events (buying a home, raising a family, etc).
Well someone can and will…
A friend of mine with >200k CHF annual salary is renting a place like this (Horgen, right next to the lake). 4.2k CHF per month for rent…
You are picking one apartment as an example and generalizing it to the whole market. I know it’s counter-intuitive but building (not only but also) high-end and expensive will make the housing more affordable for rest of us because the people who want high-end and can afford it will move. And over time, that’ll free the older and more affordable apartments for rest of us. It’s just important to keep a mix of apartments in the market.
Some people clearly are otherwise they wouldn’t keep building these luxury apartments, they’d build affordable stuff.
Given the limited supply of construction labour companies are going to build what is most profitable and sadly, at the moment, that is pretty much just luxury apartments.
If you want good value and good connections to Zurich I’d suggest looking at places along the Uster, Wetzikon, Hinwil train line.