Ricchezza e debito vanno spesso di pari passo. Il grafico mostra il debito delle famiglie svizzere al 128% del PIL a marzo 2023 (fonte: K-Geld 06/2023), guidato principalmente dai prestiti ipotecari.
Pensi che questa tendenza continuerà? Cosa accadrebbe in caso di crisi finanziaria? Hai qualche idea?
Cosa ne pensi?
https://i.redd.it/pmurd2hxsgjd1.jpeg
di RhinoInsight
4 commenti
This is probably due to mortgages for houses.
In Switzerland due to tax reasons it’s an advantage to never fully pay back the mortgage.
This is normal in fiat money system, to have any assets at all, someone needs to have debts in order to balance those assets, this is just simple accounting
Not true for everyone.
Wife and I are living perfectly.
Right by the ski lifts. With a sweet and stylin house.
Normal jobs. See you on the slopes.
In the text it says it is due to mortgages and that the debt are an average of CHF 112’950 per capita. This means the big risk is the housing market and a burst of the ever increasing price bubble.
Think for yourself which events could burst it like a needle stuck into a balloon.