Abbiamo un bambino che ha meno di due mesi e stiamo progettando che il bambino e la mia famiglia visitino la Finlandia e stiano con me come turisti. A causa delle restrizioni sul visto, la mia famiglia e il mio bambino possono rimanere in Finlandia solo per un massimo di 90 giorni. Considerando che la loro salute non è molto buona, vorrei acquistare per loro un’assicurazione medica mentre sono in Finlandia.
Attualmente ho appena trovato un lavoro fisico, quindi la mia situazione finanziaria è limitata. Apprezzerei molto se amici esperti potessero darmi qualche suggerimento o raccomandare opzioni o soluzioni assicurative adeguate. Grazie mille!
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di knights-of-nordic
7 commenti
My impression is that Finnish insurance companies won’t sell insurances for people who don’t residence in Finland. So visitors home country or some global insurance companies might be easier options.
Traveller insurance should be enough, at least Finnish insurance companies offer traveller insurance for trips up to 90 days.
Get travel insurance from your country.
Your only option really is travel insurance, but that usually only covers emergencies/accidents and still generally requires you to pay full bill and then they reimburse. Private insurance usually won’t accept preexisting conditions and is only for citizens/residents anyway. Maybe can find an insurance from their country that works „worldwide“ but those might cost a bit.
Regardless, you can still go to doctor/hospital (they won’t turn you away in an emergency), but will have to pay full price if you don’t have travelers insurance. That’s what I had to do before I became a resident. I came on a tourist visa a few times before applying for residency. Had travel insurance to cover emergencies.
Travel insurances are bought from your country of residence, not from the country you are visiting.
Some credit card companies offer full travel insurance if you pay the trip with their card. You might want to check your local ToS with credit card suppliers.
Read the small text really carefully. Some offer travel insurance that only includes your luggage and some offer the full package.
If you already have a credit card, this might be your cheapest way to insure your trip.
You need to get the insurance from the country of your residence. Finnish companies are risk aversive and do not sell insurance to foreigners they have no data about.