Mi sono appena reso conto di aver stipulato diverse assicurazioni con Huk Coburg e forse la gente del posto qui lo fa in modo un po’ diverso. Sembra normale? Ci sono alcuni pacchetti popolari che la gente del posto sceglie. Non ho ancora parlato con un consulente indipendente ma volevo avere alcuni consigli.
https://i.redd.it/42yl9kac5gae1.jpeg
di supreme_cheer_leader
7 commenti
There’s a house rat insurance?
“House Rat” and “Hausrat” are usually two different things, fortunately.
Of those listed, I’d probably throw out accident insurance and glass insurance.
Those are yearly payments I hope?
Go to check24 and compare prices. Some companies like Getsafe and Friday are cheaper than others
Rechtsschutz: nice to have. Didn’t use mine for 15 years and decided to cancel it 6 years ago, considering that 2 of my friends are lawyers…
Hausrat+Glas: depends on the size of your home, I’d say it’s fair
Car insurance: I pay less than this for a Vollkasko on a new car, but then I have an SF class of 18. Again, it depends on what car and how long have you been accident free.
Liability insurance: I have a package of Hausrat+Glas+Haftpflicht for 170, yours seems to be the same.
Envicas: Standard
All in all I’d say fair amounts, perhaps you should keep the legal insurance.
Why do you need an accident insurance? Way too expensive. For the rest you can use check24 for example to see if there are cheaper options.
Also do you need that glass insurance?
There are people called freiwillige Versicherungsmakler who manage these for you ( for free)