Aumento dei costi sanitari – Il 70 % della popolazione è a favore di un unico fornitore di assicurazioni sanitarie
https://www.srf.ch/news/schweiz/steigende-gesundheitskosten-70-prozent-der-bevoelkerung-haben-sympathie-fuer-eine-einheitskasse
di BezugssystemCH1903
13 commenti
I used to be against it. I am still not convinced this is a solution. But I would vote in favor simply to fuck over the insurance companies. Get fucked.
I’m not sure that’s the right answer either.
At least now insurances have incentives to lower costs, and we’ve seen this with the recent example of several insurances stopping their coverage for hôpital de la tour since they judge that this specific healthcare provider has very high fees.
The reform of TARMED (future TARDOC) is way more important
It wouldn’t solve the underlying problem but at least there wouldn’t be the need anymore to change the insurance provider every year.
that‘s not gonna change anything. premiums rise because costs rise. the insurance companies themselves are pretty much an irrelevant factor for the costs.
I don’t think a single provider will lower the costs. I just feed like that the “mittelstand” just yet again will pay more because they statt making it income dependend. Nad yes i know with the ipv it already kinda is but i think it will get even more unfair
If the premium is a % of your tax.
I would also be ok with only basic insurance being that way and anyone that wants supplementary can purchase that additionally.
Wouldn’t it make sense if health insurers where only allowed to be non-profits? We shouldn’t monetize our health..
Then again, there would be no competition and need for efficiency, which can also negatively influence costs..
Either way, we need to look for other solutions, and I’m now expert.
Competition lowers prices and improves service. Check out Austria if you want to see what a single (or very few) provider looks like.
You pay like 20% of your gross salary for health insurance alone and if you really need something special like an MRI you have to basically wait 3 MONTHS or pay private anyway..
Because they don’t give a fuck. They are a monopoly and it’s not like you have a choice or can switch to another provider if you are not satisfied
Would the prices then be the same on a national level? Or would someone in canton X still have to pay twice as much as in canton Y?
I don’t think this will change much, it will just get more political and less competition typically means worse service etc.
The problem is increasing age span and available treatments. But that is the price to pay, if you have cancer don’t you want the best treatment for it? It comes at a price obviously.
The other solution is to exclude more from the insurance, so don’t cover certain treatments that are maybe not 100% necessary.
Also, there has been a shift in mentality in the population, I can see this especially with immigrants, everybody goes to ER if they have a little hurt. With my parents for example, they would only go if they could not handle it at home (like break a leg).
Finally, insurance companies can’t make a profit by law for the basic insurance, so in theory they operate on cost level, I think a better look here whether that is actually the case would definitely help as well.
A single provider wouldnt change much.
Maybe make it even worse, as now they don‘t have competition and no pressure to be competitive/keep prices low.
Corporate greed will not be solved by a single health provider. The market needs strong regulation and price caps.
I’m in favor in principle but I think the more important step right now would be to tie insurance premiums to income. We already subsidize health insurance through the cantonal premium support.
Cleaning this chaos up would go a long way to support lower income people.