Il governo accelera la spinta per incoraggiare le persone anziane a ridimensionare nel tentativo di alleviare la crisi abitativa
https://www.independent.ie/irish-news/government-ramps-up-drive-to-encourage-older-people-to-downsize-in-bid-to-ease-housing-crisis/a977876601.html
di PoppedCork
39 commenti
Fully agree with this, boomers (who pulled the ladder up after them remember) need to urgently start vacating their houses.
I wonder who workshopped the word “rightsize” and how many potential older people might feel presured with hindsight in the governments “quick win”.
*Banks and credit unions may also be asked to ease rules for people seeking to downsize, or “rightsize”, if they cannot get a mortgage but want to move into a smaller home before their own home is sold.*
*The move is the latest government effort to get “quick wins” in a housing market with ever-decreasing supply and inflated prices by freeing up more homes for families*
No thanks. Not my problem to fix.
Not read it but there are obvious challenges.
First downsize to where?
Second you’re asking parents to put distance between them and their children, particularly daughters with young children for whom they are effectively babysitters and other home help.
Who will be buying these 3/4 bedroom homes because they won’t suddenly become more affordable.
We are actually long past the point of quick wins. The quick wins were years ago when the government was too busy doing fuck all about the issue
In Cork there was a successful scheme where some people ceded their large council homes for new council apartments close to the city. We need more of those things but damn is it hard to build apartments.
Just fucking build. Small 2 bed units, mass produced, in identical estates, in every town and city, with accelerated planning because they are all the same.
Flood the fucking market already and be done with it.
This tinkering around the edges is getting us nowhere.
Yes, elderly people will be in a real hurry to move into Celtic tiger style apartments with too few parking spaces relative to people living there, poor or non existent noise insulation, no enforcement of house rules, the worst social housing tenants pepper-potted around the development and expensive management fees. I must encourage my parents to move from the community they built their lives in just as they want a bit of peace and quiet.
Do they have any idea how long, difficult and expensive it is to trade up or down in this country? I’d say older people should avoid the stress and expense and stay where they are, instead of being fleeced by solicitors, banks and estate agents.
If there were appropriate places to move to I’d say many people would. But there aren’t.
I have relatives living in dedicated 65+ apartment blocks, they have community centers, treatment rooms with regular visits from the community health teams, a chapel, organised bingo nights and all that stuff. Bus stops right outside, ample parking.
Build something people might actually want to move to before encouraging them to move.
These houses are naturally coming to the market when the inhabitants die. If there was a functional market here, some 60 year olds might consider down sizing but it doesn’t a suit a lot of people. Example: hosting a family gathering needs a decent living room and kitchen. Spare rooms are always handy for sons and daughters staying over at Christmas. Parking and accessibility are concerns too, my mother lives in a bungalow and couldn’t be dealing with stairs these days. With apartments there are normally bullshit with expensive management fees per month which would eat into her pension (e.g. 200 a month is significant for someone on state pension). Also, who wants to move somewhere where they know mo one.
In a lot of cases the market value of the house is depressed because it needs a complete refurbishment too, new kitchen, bathroom, insulation. My mother’s house might make 400k at auction, she’d have to spend maybe 350k to get an apartment in a similar location.
Downsize to where?! Lol
It’s like they’ll do ANYTHING other than build!
It wouldn’t be a bad idea for old people to downsize, except there aren’t many good small accomodation options for them. They’d compromise heavily on quality of life when downsizing, which shouldn’t happen if we had good apartments.
lol what the actual, maybe build higher, deregulate planning etc.
Keep the state out of the private market.
This is a wasted effort tbh – nobody wants to give up their family home into retirement, even if it did free up some cash, it’s their home and where there kids grew up and they know their neighbours and community.
The government will try anything but reduce inwards migration while we play catch up on housing.
Ironically, the reason I was evicted from my last apartment and had to move my family back home with my parents was because our elderly lady downsized to the apartment from a 5 bed (or so we were told). She was well within her rights to, it was her property, but the majority of people who need the bigger houses can’t afford them. That 5 bed she sold went for nearly a million, my max borrow amount is like not even a third of that.
They’ll do anything but entice more people to take up a trade – money/tax incentives/housing for these people. Not wasting money on ads begging for people to come back to Ireland to work here
Good to see the government blame everyone but themselves for the mess they got us in . New estates mightn’t be suited to older people and with the price of new houses they probably don’t have any equity left after they sell up anyway
I’m sorry but by the time I’m finally able to buy a house and have the mortgage paid off I’ll be 70! So the government are saying they want me to then sell and buy something else after working my entire life to get that one place!! They must be bloody joking – and that’s putting it politely!
It’s one thing to have schemes where people living in council homes are gently nudged/forced to downsize once their family has moved on, but ‘encouraging’ private homeowners to downsize is really going to be challenged, as it should. People have community and you can’t buy out community. Elderly people ‘encouraged’ to downsize need to look at transport options, age of the community they move into, how close is their family, amenities, closest GP and hospital?
Private homes are also inheritance. I cannot imagine an elderly person downsizing their home if their plan was to eventually leave that home to their children. I know PLENTY of people who have agreements with their parents that the house is theirs when they die so they can move their family in, since it’s more realistic an option than buying a home. How can the government possibly incentivize private home owners to ever downsize if they can’t provide that level of security and equity in return?
The solution here is just more housing, not raiding scraps of private homes and units to pretend that the housing crisis can be solved with a little bit of rejigging and smart planning. It’s build, build, build. Building cost rent apartments, two bedroom homes, letting go of the idea that family homes need back and garden spaces.
There’s one of these near my parents’ house. 2 and a half grand a month for a tiny one bed apartment. They’re expecting pensioners to sell their house and rent a shoebox until it money runs out.
Downsize to what? There are already not enough starter homes and small apartments.
Or maybe a property tax that actually reflects the value / size of house would incentivise this?
Nah let’s give another pay out to the generation that is already wildly more wealthy 🙄
I don’t want to live in an apartment.
I don’t want to live in an apartment.
And finally, I don’t want to live in an apartment.
There has been an empty house on my road for 5 years. The person that owns it is in a nursing home and the house is being used as part of the fair deal. How many other homes are empty like this that could be rented. There are 4 other homes empty for various other reasons 2 being council houses. One has taken over 18 months to do up and is still empty. Stop Airbandb being used for profit by limiting it to owner occupiers. Stop vulture funds and hedge funds bulk buying properties for profit. That would do a lot more to ease the housing crisis than this performative bullshit.
So the government solution is for the older generation to sell their homes to young families?
And move where exactly? To what ‘smaller homes’?
Another Co living waffle based bullshittery housing minister tries to pretend to fix an issue without actually *doing* anything.
BUILD MORE F*CKING HOUSES. TURN A DEAF EAR TO BAD FAITH PLANNING OBJECTIONS. WHEN SOME RICH A**HOLE TRIES TO GET A PAYMENT OFF A DEVELOPER TO DROP AN OBJECTION. RECORD THAT FUCK AND PUT IT EVERYWHERE. PRINT THE NAME OF THE FUCK IN THE PAPER.
(No – get established families to sell to other families – job done boys!! – let’s hit the Dail bar – milky bars are on me!! )
im not an older person and im not doing this when i get older , why should i give up something that i / my parent who worked all their life for
Meanwhile FFFG does nothing of substance to limit investment funds from buying up massive property portfolios to manipulate the market. They do nothing of substance to tackle mostly or fully vacant properties. They do absolutely nothing to control runaway rent inflation. And they won’t even consider touching living wage adjustments.
But, sure, they’ll encourage old people to downsize.
There are only two groups of people who still support FFFG at this point: scrooges and stooges.
(Cue stooges repeating “sure, things are terrible, but voting for anyone other than us would be a catastrophe for the country, fire would rain from the sky and you’d end up with a corrupt and incompetent government” with zero sense of irony or self awareness.)
Um everyones adult children are still living at home, where will they go when the older generation downsize?
Oh right, into a shed in the Garden, which they can rent off the new occupants of their family home. Bonus points if the new occupants are immigrants, we really arent bending over enough for these people.
Right yeah.
Rightsizing scheme with cork city council for over 55yrs, great program – differential rent, council maintain area, a rated, accessible properties & lump sum for retirement too – they get 2/3rds of agreed sale price after costs. Totally oversubscribed though now & people on waiting lists. They actually work but need more properties.
So same issue as always – build some f#@king houses
Why aren’t they building 2 bed room bungalows, would be ideal for people to downsize
Old people need to both downsize and also have enough space to provide free childminding for grandkids. Suuuuuure.
If I’m an older person looking to downsize I’d be looking for a new build, 2 bed, 2.5 bath, single story (stairs are a killer on old knees), within cycling/walking distance to my local town. That isn’t too far from a hospital. With its own driveway so the kids can come visit and park their cars there.
Build a whole bunch of them, call it a retirement community, so it’s full of just old people.
So instead of building more they want to encourage (i.e. force) people out of their homes? Sounds like creating another problem instead of solving one.
They can just introduce punitive taxation to force people to downsize. The FFG voters who thought they were “smart” for voting in the cause of the housing disaster are turkeys, you still have to buy another property and deal with all the attendant bullshit (because the market has been made so by the cartel in office). Then you get only a sliver of a profit after it all. It would make much more sense to eliminate capital gains tax if you want to make bank but no, the dozy fuckers voted FFG again.
The wife and I are getting older now, but unfortunately, we need the house for our kids who live here 😀
My advice . Do not downsize until there are more available units .
It’s a nasty cheap shot at older home owners asking us to ease the housing crisis built by FFG and others.
Want to ease the housing shortage. Step 1. Get airbnb out of our system.
92 airbnb units available in a10k radius of Blessington.
Two bed apartments for sale currently …zero.zilch none.
“Hey! Listen, we just thought, we tried doing nothing and it has not worked so far, so we wonder if you could instead sell your house and move somewhere else, OK?”
Seriously, have they thought of making it easier for houses/flat buildings to be built?
Bro just build