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    Uno su 10 non ha risparmi, afferma il regolatore finanziario

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    26 commenti

    1. runew0lf on

      21% at < £1000 too! i’ve managed to squirrel away a couple of hundred to my “ohshit” fund but its taken a while! Credit card is empty though, and no debt at all, sod that!

    2. Physical-Staff1411 on

      Pretty incredible this hasn’t increased in 3 years despite the pressures of inflation.

    3. CuteAnimalFans on

      This sounds like a very normal statistic. Positive, even

    4. Nice_Database_9684 on

      That sounds quite good tbh

      Way better than I would have thought

      I wonder how this number compares around the world, especially the £1000 saved number

    5. Natural-Buy-5523 on

      So, 90% of people do have savings? To be honest that sounds pretty good. 

    6. spicypixel on

      Would love to know the full data on this, not just the summary.

      Be interesting to know what the top 10% percentile has now we know the bottom has zero savings.

    8. Auldgalivanter on

      And WHAT! do want this money out of your Acc for Sir? Inventive anwersplease.

    9. Smaxter84 on

      Money in a savings account when you have three maxed out credit cards shouldn’t really count…

    10. barcap on

      > The findings suggest that 13 million people – a quarter of the UK adult population – have low financial resilience. That means they have debts that are hard to manage, low savings, and have missed a series of bill payments.

      > This was unchanged when compared with the previous Financial Lives survey, published in 2022, despite the pressure caused by inflation and rising essential bills on personal finances.

      Isn’t this a problem with no real wage growth since 2008 compared to a decade before it? Inflation is definitely higher and more than real wage growth so most are paying for essentials and discretionary long before it could enter savings?

    11. abitofasitdown on

      I’m surprised it’s so low – so many of us have worked all our lives, are living on yellow-stciker food, and still only scrape by with loans.

    12. ComprehensiveMove689 on

      doesn’t seem to mention what the threshold is. i don’t consider myself to ‘save’ but i always have at least a grand in the bank as a bare minimum, fluctuates up and down. considering it says ‘the average saving in the uk is 6k’, they might consider that as ‘having savings’ when i call it ‘having a last resort’. i think it’s a misleading stat. if they say the average saving is 6k. imo you shouldn’t even count it as saving until 6k.

    13. Lo_jak on

      It’s actually more like 31% off all people have no savings as 21% of those people had less than £1000 saved. And lets be honest £1000 doesnt buy shit these days and if you lost your job you would still be fucked unless you had at least 3 months worth of pay saved up…….

      Also worth noting “Some 3.8 million retirees are worried they don’t have enough money to last their retirement” this number will likely keep going up due to wage compression, unaffordable housing, general inflation etc.

    15. No-Relationship8261 on

      We should just deport the people with no savings and problem solved -Starmer probably.

      And after he would say this government is willing to do hard things.

    16. Jensablefur on

      As others say, this is actually better than I thought it’d be.

      Anecdotal of course, but I feel like more than 10% live paycheque to paycheque in that a person breathes a sigh of relief if their month equals itself out on payday. Being able to put away any amount in savings, and you’re doing well.

    17. Financial-Couple-836 on

      For a lot of people it makes more sense to overpay the mortgage than to build up large amounts of savings

    18. Lorry_Al on

      10 million people are economically inactive. Of course the majority of them don’t have any savings, they don’t earn anything to save.

    20. Will_Rage_Quit on

      This shouldn’t be a surprise. The last 4 years have been frankly awful for a lot of people. The fact is rising cost of bills, food, and rents isn’t sustainable.

    21. kr239 on

      How can i save, when 75% of my monthly wage is rent and electric/gas/water?

    22. zrkillerbush on

      I’d love to see the figure of people who are struggling to save vs those who just outright refuse to save and just impulse buy everything

      At work i see so many people just using their entire paycheck every month. We got a £600+ bonus and i said to someone to put it in a isa and save it for rainy day but he said “fuck that im going to treat myself”. This is the same guy that chose to pay for a £60 game in monthly installments just the month before

      If you’re one of those people like me who likes to see their money go up everyday, slap some of your money in a trading 212 account, they give you 4.6% interest atm and pay out daily. For every £1000 you’ll be getting 12p per day

    23. DecliningEye on

      I do wonder how many people with savings over £1000 have anything that’s significant. £1k even though a lot of money for many is really an insignificant sum of money considering how easily it can all disappear on emergencies or other unexpected costs.

    24. jasonbirder on

      I mean if you look at the broad figures c30% have less than 1K savings…it doesn’t sound too low…

      I certainly had <1000 in savings for a good 30% of my adult life (paying for a house, raising a young family etc) and never had substantive savings till i hit my 40s and was in a more settled/prosperous stage of life…

      I think that applies to most people…aren’t that many people in 20s and early 30s shovelling money into their savings…but those same people might well start doing it in their late 30s & 40s

      Saying 30% of people have less then 1K in savings is just a snapshot it doesn’t say 30% of people will never have savings…just that those 30% of people are currently at a time in their lives when saving substantive amounts is difficult (IE: if they have cash its more likely to pay down debt than be saved)

    25. NoRecipe3350 on

      I’m always a bit skeptical when I hear about many ‘always skint’ who outright own a house or some easily realisable asset.

    26. hansonhols on

      I’m surprised it’s ONLY 1 in 10.

      Whenever i manage to save a couple of grand or more something catastrophic always fucks me in the money.

      Last disaster was a huge leak in my roof from the autumn storms.

      Now i have shit bubbling up from my driveway from a collapsed waste pipe, that’ll be a fun (Minimum £2k) bill once they dig up the drive.

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