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    L’enorme numero di acquirenti per la prima volta che si basano sui genitori per un deposito rivelato

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    10 commenti

    1. Toastlove on

      Is it basically all of them? I had inheritance, a decent deposit and still needed a bit extra from parents

    2. Haliucinogenas1 on

      Because most young people’s wages are going towards rent and bill payments….

    3. crazyuptown on

      Now I know why I can’t afford a house where my colleagues of same ages can. 

    4. Sad-Ad-694 on

      Literally everyone I know who has a house had massive parental help. They were also the kids who had driving lessons and a car bought for them at 17/18. Some people have that luck and that’s the way the world is. It only annoys me if they act like they’re ‘better than you’ because of it…

    5. Positive-Warthog2480 on

      I didn’t have any help. We had to work massive amounts of over time, my partner took on night shifts, but we got £15k saved up for a 5% deposit and solicitor within a year. I wish I had parental help.

    6. lordnacho666 on

      Reliant on parents, and reliant on having a partner. So the earnings and savings of six people (though of course people have siblings too)

    7. merryman1 on

      Hardly surprising. Especially if you’re single, the gap between what a bank will even loan you versus the cost of basic starter homes means you’re looking at needing a deposit running well into the tens of thousands to have any hope of getting somewhere. Its completely unreasonable to expect an average person to be able to save that kind of sum while also renting and trying to keep up with life.

    8. ColdCoops on

      Is it any wonder. I’ve just had a quick look through where I was as a first time buyer:

      I managed to save up £20k to buy a £142k flat back in 2016. My mortgage rate was about 1.9% and I paid £550ish per month.

      Salaries haven’t gone up that much so I’ll assume someone in the same position could save up £20k as well.

      I don’t live in the flat anymore but the one next door sold recently for £235k. So with the same deposit, same flat and new price and new interest rates the monthly repayments would be about £1,200.

      I don’t see how younger people can get on the property ladder and still have a life.

    9. FaceMace87 on

      I recently spoke to my older parents about this. Just for context, they have barely helped me at all in life let alone when it came to saving for a deposit, they just like to pretend they did. We were talking about this kind of stuff and they came out with the usual “well kids shouldn’t spend their money on phones, Netflix etc, when we were younger we just worked and saved for a house”.

      They didn’t seem to like it when I replied with “it isn’t a great triumph for you not to have things that weren’t even invented, if you were growing up now you would also spend your money on those things”. Like that is even the reason kids can’t get on the property ladder, I just couldn’t be bothered to get into that with them.

      I swear older people live in some fantasy land where they have convinved themselves they lived through the toughest times in history and they just knuckled down to get everything they have.

    10. silent-schmick on

      Mom and dad giving money to their children to pay for the prices demanded by mom and dad.

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