🏡 I analyzed housing affordability across Europe — how many average net monthly (and annual) salaries are theoretically needed to buy a 70m² flat in each country.
🇩🇰 Denmark ranks as the most affordable, with around 57 monthly salaries (≈4.8 years) required to buy such a flat. 🇵🇹 Portugal ranks lowest, with over 200 monthly salaries (≈17.2 years) needed.
💡This is a theoretical indicator — it doesn’t include financing or taxes, but it gives a comparable overview of housing affordability across Europe.
🗂️Data: Deloitte, Eurostat, Numbeo (2024). Visualization by Geozofija. The map was created using ArcGIS Pro software.
📄 Media and editorial use is permitted, provided the source and link to geozofija.com are clearly cited.
Major-Pick9763 on
This can’t be right.
votirox on
Nice! It would be even nicer to see this on a intra-state level. I fear that places like big cities, or economically underdeveloped areas of each country significantly differ from the national average.
TheTealMafia on
We are about to have even more “”””incentives”””” from the government to make prices skyrocket, dun worry (:
teddbe on
r/PORTUGALCYKABLYAT/
fantatraieste on
this is misleading. What does “monthly net salaries” mean? Medium? Minimum? Much higher then medium? Because the minimum wage in Romania is 450 euros, and a “normal” wage is 700 euros, if you win more then 1000 euros then you either work in IT or have much experience in what you work. If you earn more then 2000 euros, then you are very very rich.
And an apartment in Cluj for example is about 210 000 euros at 70mp. And this is in an old building, and probably needs renovations. In the capital or other cities maybe you find 70mp apartments at 150 000, but the again, they are not the best.
TheBonk92 on
Meanwhile housing is a main issue in the low countries.
iceman_314 on
I doubt that for NL is correct.
stressedunicorn on
help
Dapper_Pepper_367 on
CZECHIA MENTIONED RAHHHHHH WHAT THE HECK IS AFFORDABLE HOUSING 💥💥💥💥💥🇨🇿🇨🇿🇨🇿🇨🇿🇨🇿🤑🤑🤑🤑🤑🤑
NicoNicoNey on
Netherlands = 70sqm apartment is 400-500k
Average net is a little under 3k
500:3 = 166?
400:3 = 133?
blinkinbling on
In Which city?
makkerker on
70 square meters is considered as a big appartement in Paris and it’s suburbs
Philip_Raven on
in Prague, 70m2 apartment costs around 7-20 million crowns. average monthly income is 60K before tax. so like around 50K after.
let’s say you are buying apartment costing 7 million. that’s 140 months for the absolute best price you could ever found.
new apartments cost around 13 mil.
Realistic-Turn-8316 on
Yes but how many months do I have to receive that monthly net salary in order to buy that apartment, because I also have to eat and pay bills too.
MarkMew on
Yea but what do they mean salary? Median? Average? Minimum wage?
JustSomeRomanianGuy on
wow, this all is bullshit
LifeAcanthopterygii6 on
You jelous?
dcmso on
Yes, its that bad…
nevergonnasaythat on
Inaccurate. Housing markets vary greatly within the same Country.
DogWarovich on
Can we get r/MapsWithoutNZ, but for EU maps without Cyprus?
Beyllionaire on
r/PORTUGALCYKABLYAT
Tinusers on
Yea… the Netherlands is not accurate. It’s way more expensive then that.
-------7654321 on
they forgot to say monthly met salary of investment bankers
Humble_Associate1 on
For Luxembourg it’s roughly 150. My conservative estimate is 600k for the appartment and median net salary of 4k per month
wannabe-physicist on
Plot this for regions and watch Paris, Amsterdam, etc get obliterated
Inductiekookplaat on
70 m^(2) would be around +2000€ per month here in The Netherlands. Usually they expect you to earn atleast 3-4 times your gross monthly income. So no, this isnt possible for me.
Jannick63 on
The prices have been growing in The Netherlands. Depending on your salary and where you buy, i think under 90 months is optimistic for 70 m2.
VlachosV on
In Munich (Schwabing) I need 790-1053 monthly net salaries!
OkFriendSure on
Please also talk about interest rates. Also counts i believe
Pink_Panther_24 on
I had a pretty decent paying job in Milan, but there is no way I could have bought a 70m² flat there with just 90 salaries.
Not sure about the rest of Italy, I guess that houses are cheaper, but salaries are lower too.
petrdolezal on
Yeah here in Czechia we are super fucked when it comes to apartment and home prices
---RF--- on
This is very conveniently cut off at <90. I would love to see this span more detailed: <70, <50, maybe even <30.
Nomad-2020 on
OP, why did you decide to exclude the UK, Switzerland, Turkey (also Sweden, Finland, Lithuania, Bulgaria) from your map, considering that Deloitte, Eurostat, Numbeo all have data on these countries?
Few_Elephant_8410 on
70 m ones are luxury though, and I don’t get the surprise
Norm is 30-45m, anything more than that is a luxury so I don’t really get the complain
MBouh on
The map is very misleading because you can’t spend your whole net salary to buy a house, and it’s based on averages when the prices are vastly different between countryside and city, and most people live with less than the average salary.
When you consider all this, the picture is very grim. Even light blue countries are completely unaffordable for most people, including those above the average.
This is IMO one if the biggest problem in Europe. I didn’t think it was as bad everywhere as it was in France, but this demonstrates that it is.
pepo930 on
Bulgaria is in the “120 – 150” range
**Median (Typical)**~1,552 BGN
**Average (Mean)**~1,996 BGN
37 commenti
🏡 I analyzed housing affordability across Europe — how many average net monthly (and annual) salaries are theoretically needed to buy a 70m² flat in each country.
🇩🇰 Denmark ranks as the most affordable, with around 57 monthly salaries (≈4.8 years) required to buy such a flat. 🇵🇹 Portugal ranks lowest, with over 200 monthly salaries (≈17.2 years) needed.
💡This is a theoretical indicator — it doesn’t include financing or taxes, but it gives a comparable overview of housing affordability across Europe.
🔗 Full analysis and maps here: https://www.geozofija.com/affordability-analysis-how-many-months-of-salary-do-you-need-to-buy-an-apartment-in-europe
🗂️Data: Deloitte, Eurostat, Numbeo (2024). Visualization by Geozofija. The map was created using ArcGIS Pro software.
📄 Media and editorial use is permitted, provided the source and link to geozofija.com are clearly cited.
This can’t be right.
Nice! It would be even nicer to see this on a intra-state level. I fear that places like big cities, or economically underdeveloped areas of each country significantly differ from the national average.
We are about to have even more “”””incentives”””” from the government to make prices skyrocket, dun worry (:
r/PORTUGALCYKABLYAT/
this is misleading. What does “monthly net salaries” mean? Medium? Minimum? Much higher then medium? Because the minimum wage in Romania is 450 euros, and a “normal” wage is 700 euros, if you win more then 1000 euros then you either work in IT or have much experience in what you work. If you earn more then 2000 euros, then you are very very rich.
And an apartment in Cluj for example is about 210 000 euros at 70mp. And this is in an old building, and probably needs renovations. In the capital or other cities maybe you find 70mp apartments at 150 000, but the again, they are not the best.
Meanwhile housing is a main issue in the low countries.
I doubt that for NL is correct.
help
CZECHIA MENTIONED RAHHHHHH WHAT THE HECK IS AFFORDABLE HOUSING 💥💥💥💥💥🇨🇿🇨🇿🇨🇿🇨🇿🇨🇿🤑🤑🤑🤑🤑🤑
Netherlands = 70sqm apartment is 400-500k
Average net is a little under 3k
500:3 = 166?
400:3 = 133?
In Which city?
70 square meters is considered as a big appartement in Paris and it’s suburbs
in Prague, 70m2 apartment costs around 7-20 million crowns. average monthly income is 60K before tax. so like around 50K after.
let’s say you are buying apartment costing 7 million. that’s 140 months for the absolute best price you could ever found.
new apartments cost around 13 mil.
Yes but how many months do I have to receive that monthly net salary in order to buy that apartment, because I also have to eat and pay bills too.
Yea but what do they mean salary? Median? Average? Minimum wage?
wow, this all is bullshit
You jelous?
Yes, its that bad…
Inaccurate. Housing markets vary greatly within the same Country.
Can we get r/MapsWithoutNZ, but for EU maps without Cyprus?
r/PORTUGALCYKABLYAT
Yea… the Netherlands is not accurate. It’s way more expensive then that.
they forgot to say monthly met salary of investment bankers
For Luxembourg it’s roughly 150. My conservative estimate is 600k for the appartment and median net salary of 4k per month
Plot this for regions and watch Paris, Amsterdam, etc get obliterated
70 m^(2) would be around +2000€ per month here in The Netherlands. Usually they expect you to earn atleast 3-4 times your gross monthly income. So no, this isnt possible for me.
The prices have been growing in The Netherlands. Depending on your salary and where you buy, i think under 90 months is optimistic for 70 m2.
In Munich (Schwabing) I need 790-1053 monthly net salaries!
Please also talk about interest rates. Also counts i believe
I had a pretty decent paying job in Milan, but there is no way I could have bought a 70m² flat there with just 90 salaries.
Not sure about the rest of Italy, I guess that houses are cheaper, but salaries are lower too.
Yeah here in Czechia we are super fucked when it comes to apartment and home prices
This is very conveniently cut off at <90. I would love to see this span more detailed: <70, <50, maybe even <30.
OP, why did you decide to exclude the UK, Switzerland, Turkey (also Sweden, Finland, Lithuania, Bulgaria) from your map, considering that Deloitte, Eurostat, Numbeo all have data on these countries?
70 m ones are luxury though, and I don’t get the surprise
Norm is 30-45m, anything more than that is a luxury so I don’t really get the complain
The map is very misleading because you can’t spend your whole net salary to buy a house, and it’s based on averages when the prices are vastly different between countryside and city, and most people live with less than the average salary.
When you consider all this, the picture is very grim. Even light blue countries are completely unaffordable for most people, including those above the average.
This is IMO one if the biggest problem in Europe. I didn’t think it was as bad everywhere as it was in France, but this demonstrates that it is.
Bulgaria is in the “120 – 150” range
**Median (Typical)**~1,552 BGN
**Average (Mean)**~1,996 BGN