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    “Mi ha rovinato la vita”: la proprietaria dell’appartamento dice che i lavori di costruzione da parte del libero proprietario l’hanno lasciata senza casa

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    9 commenti

    1. henry_blackie on

      >Kate says her home insurance company wouldn’t pay out because the property had not been watertight.

      That seems pretty unreasonable considering the policy holder is not responsible for removing the roof and has no way of making the property watertight.

      I’d assume if a neighbour damages your property then insurance would provide support, surely it should be the same if the building owner does the same.

    2. wkavinsky on

      Reasons to never buy a ~~freehold~~ leasehold number 1, 2 and 3.

      Also the phoenixing of companies needs to fucking stop.

      It was a massive problem (especially around building) in New Zealand when I lived there, and it’s just as much of a problem here – note the previous freeholder was ordered to pay £100k in damages, but sold the freehold to some other new company for £300k, liquidated, leaving no money (legally) for the damages to be paid out.

      I’ve no doubt Mr Raza owns the new company that bought the freehold, probably through a proxy person.

      *Edit*: I meant leasehold, it’s early. Thanks u/foodieshoes.

    3. Plus-Literature-7221 on

      > When the case started in April this year, the judge said he had received a letter informing him that the freeholder, Magnitude Developments Ltd, had commenced liquidation proceedings

      > Since the company was in liquidation, the leaseholders tried to join Ameen Raza, its former director, to their legal complaint. Their barrister argued that although Magnitude was the legal freeholder, Mr Raza had exercised significant financial control.

      > A second judge in a later hearing accepted there were “serious concerns” in the case, but he denied the application to make Mr Raza personally liable

      System working as designed then.

    4. BlankProgram on

      How is it allowed to decide to build two more flats on top of an existing block lol, I know freeholders have broad rights but this feels like a cartoonishly villainous scheme

    5. JustAnotherFEDev on

      I read this, earlier. Absolutely mental that this shit can basically rob you of your home.

      Everything she owned, basically fucked because the greedy freeholder wanted to increase his wealth by bolting on a few extra flats and probably got his mates to do the work, who inevitably had fuck all clue on how to do anything.

      I know nowt about the legalities of leasehold, but surely there is some form of liability insurance the freeholder must’ve had?

      Absolute scumbag, folding the company and leaving it like that.

    6. xmBQWugdxjaA on

      Why does the UK have such huge problems with this? I had a leasehold in Sweden and everything was great, the fees went up a bit with the interest rates but for the most part they were attentive and tried to fix issues (e.g. with lifts, providing bulky item removal, etc.).

      What is different in the UK vs. most of Europe? I’d be scared to buy any flat in England now.

    7. SpinnakerLad on

      I know limited liability is an important thing for companies but it seems to be massively abused in cases like this. We’ve got someone whose ruined the lives of multiple people, potentially devastating then financially depending on how this all shakes out with insurance etc and who has assets that could be sold to make people whole again (financially at least) but may well just get to walk away from it all, maybe with some capital loss bus certainly nothing of the same level of devastation those caught up in this face 

    8. jenny_905 on

      That is an absurd story. How could it be legal to do that sort of building work with people inside the building?

    9. jib_reddit on

      Leasehold law needs seriously reforming or banning. I owned one flat once and it was a nightmare, had to pay £350 for a letter saying “yes x does live here” when were were selling it, total scum a lot of freehold companies are. I would rather live in a derelict shack and slowly do it up myself than buy a leasehold again.

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